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In a seminar for the International Company for smart card .. Nasiri: Achieving the objectives of the banking system in the government curriculum is necessary DinarDailyUpdates?bg=330099&fg=FFFFFF&anim=1

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In a seminar for the International Company for smart card .. Nasiri: Achieving the objectives of the banking system in the government curriculum is necessary

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In a seminar for the International Company for smart card .. Nasiri: Achieving the objectives of the banking system in the government curriculum is necessary Empty In a seminar for the International Company for smart card .. Nasiri: Achieving the objectives of the banking system in the government curriculum is necessary

Post by claud39 on Wed Jul 31, 2019 1:37 pm

In a seminar for the International Company for smart card .. Nasiri: Achieving the objectives of the banking system in the government curriculum is necessary


31/07/2019





In a seminar for the International Company for smart card .. Nasiri: Achieving the objectives of the banking system in the government curriculum is necessary Received_344531386439289-1-660x330








(Independent) .. Economic and banking consultant Samir Nusairi called for extraordinary efforts to achieve the objectives of the banking contained in fourth pillar (strengthening the economy) in the government curriculum in accordance with the timetable.

"The need to address banking risks, especially the risks of e-operation, and determine the role to be played by banks and electronic payment companies in order to reduce technical and financial crimes in operations, Electronic payment of electronic cards and ATMs. " 


The banking system 


explained Nasiri goals to be achieved by the banking sector is to develop the Iraqi banking system and enhance confidence with citizens, and turn the banks to its basic function of lending for development, as well as banks that do not provide loans and banking facilities to help development lose its meaning as banks, To be determined by the Central Bank.


He pointed out that the banks are the burden of development and the importance of the Ministry of Finance and the Central Bank to support banks and develop their functions and not rely on the existence of the window of currency, and to move from the economy of paper currency to the economy of electronic currency and electronic, and withdraw funds outside the banking cycle, and the introduction to the banking system. 


Providing loans


"The real role of the banks is to provide loans and banking facilities and move from the role of banking to the developmental role, but there are two important observations must be taken into account with regard to the subject of the provision of loans and banking facilities to stimulate the economy, the first nature of the activities of banks depends on the nature of activities of economic sectors, As long as the economic activity is concentrated in trade (imports), the activity of banks remains focused on external transfers and related ones. So unless the other sectors (industry, agriculture, tourism and others) move to expect diversification of banking activity. 


Serious loans and 
stated that without control of imports will not rise those sectors, which explains the lack of progress on serious loans through the initiative of the Central Bank. 


Legal environment


The second observation requires providing the legal environment and extending the rule of law in order to eliminate the phenomenon of default in the repayment of loans and thus reluctance of banks to provide loans and facilities .. 


Nusiri answered questions about the role of electronic payment companies, saying: "The role of electronic payment companies as companies supported for banking In attributing the government's orientations and the instructions of the Central Bank in achieving the goals of the governmental curriculum. Here, "the research and development activities of the new banking products industry, the improvement of banks' performance through new inputs to modern technologies, D modern banking techniques developed world countries have preceded us to it. "







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