Obamacare

by **catman** Tue Nov 26, 2013 7:30 pm

This the best description of Obama Care that I have seen

Obama Flowers

(Receptionist) Hello, Welcome to ObamaFlowers, My name is Trina. How can I help you?

(Customer) Hello, I received an email from Professional Flowers stating that my flower order has been canceled and I should go to your exchange to reorder it. I tried your website, but it seems like it is not working. So I am calling the 800 number.

(Receptionist) Yes, I am sorry about the website. It should be fixed by the end of November. But I can help you.

(Customer) Thanks, I ordered a "Spring Bouquet" for our anniversary, and wanted it delivered to my wife's work..

(Receptionist Interrupting) Sir, "Spring Bouquets" do not meet our minimum standards, I will be happy to provide you with Red Roses.

(Customer) But I have always ordered "Spring Bouquets", done it for years, my wife likes them.

(Receptionist) Roses are better, sir, I am sure your wife will love them.

(Customer) Well, how much are they?

(Receptionist) It depends sir, do you want our Bronze, Silver, Gold or Platinum package.

(Customer) What's the difference?

(Receptionist) 6, 12,18 or 24 Red Roses.

(Customer) The Silver package may be okay, how much is it?

(Receptionist) It depends sir, what is you monthly income?

(Customer) What does that have to do with anything?

(Receptionist) I need that to determine your government flower subsidy, then I can determine how much your out of pocket cost will be. But if your income is below our minimums for a subsidy, then I can refer you to our FlowerAid department.

(Customer) FlowerAid?

(Receptionist) Yes, Flowers are a Right, everyone has a right to flowers. So, if you can't afford them, then the government will supply them free of charge.

(Customer) Who said they were a Right?

(Receptionist) Congress passed it, the President signed it and the Supreme Court found it Constitutional.

(Customer) Whoa.....I don't remember seeing anything in the Constitution regarding Flowers as a Right.

(Receptionist) It is not really a Right in the Constitution, but ObamaFlowers is Constitutional because the Supreme Court Ruled it a "Tax". Taxes are Constitutional. But we feel it is a Right.

(Customer) I don't believe this....

(Receptionist) It's the law of the land sir. Now, we anticipated most people would go for the Silver Package, so what is you monthly income sir?

(Customer) Forget it, I think I will forego the flowers this year...

(Receptionist) In that case sir, I will still need your monthly income.

(Customer) Why?

(Receptionist) To determine what your 'non-participation' cost would be.

(Customer) WHAT???? Your can't charge me for NOT buying flowers!!!

(Receptionist) It's the law of the land, sir, approved by the Supreme Court. It's $9.50 or 1% of your monthly income.....

(Customer)interrupting) This is ridiculous, I'll pay the $9.50..

(Receptionist) Sir, it is the $9.50 or 1% of your monthly income, whichever is greater.

(Customer) ARE YOU KIDDING ME??? What a ripoff!!

(Receptionist) Actually sir, it is a good deal. Next year it will be 2%.

(Customer) Look, I'm going to call my Congressmember to find out what's going on here. This is ridiculous. I'm not going to pay it.

(Receptionist) Sorry to hear that sir, that's why I had the NSA track this call and obtain the make and model of the cell phone your are using.

(Customer) Why does the NSA need to know what kind of CELL PHONE I AM USING????

(Receptionist) So they get your GPS coordinates sir

(Door Bell rings followed immediately by a loud knock on the door)

(Receptionist) That would be the IRS sir. Thanks for calling ObamaFlowers, have a nice day...and God Bless America .

by **Kevind53** Tue Nov 26, 2013 9:11 pm

by pama Wed Nov 27, 2013 5:20 pm

this is sure how it seems. God what a mess.

by **catman** Thu Nov 28, 2013 3:21 am

About 3 years ago I gave up my medicare supplement Part D drug plan as I never exceeded my deductible so was just wasting the money every month on the plan. Today we changed some things on our health insurance and I found out there is a penalty for not having part D for more than 63 days, your penalty is about $3 for every year you don't have it. Now that doesn't sound bad at all until you find out that $3 per year ($12.00) will be added to my new Part D plan's premium every month for the rest of my life. I don't remember anyone ever telling me about that part.

by **Kevind53** Thu Nov 28, 2013 10:56 am

Yep ... unfortunately that is correct. That is why working with a licensed agent is so important. The people in the call centers are generally clueless, and only know what is in front of them on their computer screen, and the folks at the typical office of the aging are better, but still far from expert, and all too often volunteers with minimal training. As a licensed agent, I studied for months to get my license, and then after received hundreds of hours of product specific training. I have to do 32 hours of CE every two years to keep my license, and re-certify in medicare, (about 8 hours of course work that does not count as CE,) every year.

I actually spent a half hour or so yesterday convincing a lady contemplating the same thing that it was a bad idea. I also met with an 80 something lady a couple of weeks ago that decided she wanted a part D plan for the first time, her penalty would have been close to $60.00. It's part of the law, (Medicare Reform Act of 1992 if I remember right,) so nothing we can do about it as agents.

by pama Fri Nov 29, 2013 2:14 pm

I'm glad I have my Healthcare Rep.

Obamacare

Obamacare

Re: Obamacare

Re: Obamacare

Re: Obamacare

Re: Obamacare

Re: Obamacare