Okie hoax exposed

by saltydevildog Sat May 05, 2012 11:31 pm

This was on the website: http://okieoilmanscammer.blogspot.com/2011/okie-man-big-hoax-exposed.html

Okie Oil Man – The Big Hoax Exposed!

Okie Oil Man – The Big Hoax
Exposed!

11/13/2011
Greed, money, future wealth, I am sure
all played a part as to why Lonnie Ray Richards chose to deceive the thousands
of people that followed his advice as they lost there homes, cars, jobs and
faith in the American dream. All along as Lonnie Ray Richards was receiving cash
payments from Ali Agha of Dinar Trade, Inc._www.dinartrade.com to create stories
and fake intelligence (intel) to drive Iraqi dinar sales through the roof for
Dinar Trade Inc. a currency trader registered with the US. Treasury’s Office
which primarily sells New Iraqi Dinar (NID).

What is worse is Lonnie Ray
Richards’s real profession. According to internet records, Mr. Richards is not
in Oklahoma as he stated, but Celina, Texas. His Blog states he’s a retired
Chief of Police and Magistrate Judge! He portrayed himself as an oil man with
high up contacts throughout the world, which seems now to be all in his
imagination.

The big hoax started a few years back when Mr. Richards
joined a website titled Neosplace (http://www.nenosplace.com/). A site that
tracks and discusses speculation on the Iraqi Dinar. Mr. Richards apparently saw
an opportunity to create false information to appease the members using fancy
slang words like "nuff said" , "make your plans" or "now it is clear" along with
his extreme exchange rate predictions all for financial gain.

Ali Agha
appears to also have preliminarily hired Mr. Richards to operate one of his
future retail "service" locations as stated in recorded conversation and
Internet postings. Mr. Richards boast that "the real money is after the Iraqi
Dinar revalues" to several of his "wingman" he brings along for the ride at his
current website http://dinardaily.forumotion.com/

Under the current
economic conditions with many unemployed, they are turning to various ways to
look for light at the end of the tunnel. From lost jobs, lost homes, many are
seeking advice and the Okie Oil Man hoax seemed like an easy play. While many
are losing everything, Mr. Richards was making a financial killing and setting
up his future retirement.

Legally, Mr. Richards could be in some serious
hot water in weeks to come as the investigation continues which is sure to go on
a to a federal level.

As one follower said, "I am saddened today to find
out that all of this information provided by Okie was fake. He should go to jail
for hurting so many in need. All for his personal greed. God will take care of
him."

Federal investigators have received this information. As this scam
artist is brought to justice, we will post a follow-up article. His future may
now be a 6’x6’prison cell. In the meantime, here are links to Mr. Richards Blog
and Resume.

http://www.blogger.com/profile/08887078726494025799

http://www.resumebucket.com/LRichards

Roger
Benson – AP News

---------------------

http://www.city-data.com/collin-county/S/Shelby-Lane-1.html

The link above is Lonnie Richard's property in Celina, TX on 3 acres; home
is probably about 2000 sf, but I'm guessing.

Posted by RB-AP News at
7:11 PM 6 comments Okie hoax exposed Icon18_edit_allbkg

by **rick152** Sun May 06, 2012 1:11 am

THIS WAS DEBUNKED WHEN IT WAS PUT OUT LAST YEAR AND GIVE THEM THIS PLEASE REVIEW THIS LINK:
http://dinardaily.forumotion.com/t11198-okieoilman-rumor-untrue?highlight=richards

by ou812 Sun May 06, 2012 7:15 am

Most of the people who claim this is false are the moderators, hmmmm.

by renny123 Sun May 06, 2012 9:30 am

i do not know if this is true or not, but I have started to not believe any of the gurus. My dinar is put away and if I am lucky and it rv's I will know. I just do not think about it anymore.

by **Kevind53** Sun May 06, 2012 9:40 am

Believe what you want. We are no longer associated with Okie or any of the other "intel provider," and have no reason to protect any. However, Miske happens to know Okie personally, and if she says he is the real deal and not this L Richards in the article, then that is good enough for me. A short excerpt from her article:

"...The Okie I
know, makes claims only to have worked in the oilfield. He has never
worked in law enforcement. He lives in Oklahoma not far from Oklahoma
City. He retired not long ago from the major oil company that he worked
for, but with no rv as he thought would happen, he works on retainer.
They pay him to consult and trouble shoot problems, this is not an
everyday occurrence, and is called only when needed. Experience in the
oil field has been spread thin, with the rising population of rigs
across the United States, its hard to find people with his experience,
and you will find that in the oilfield, especially in top positions such
as rig managers and consultants that age is not a factor...."

Good enough for me and should be for you too.

by **aksafeone** Sun May 06, 2012 9:48 am

If one follows the news articles and stays away from the rumor mill this investment does not get overbearing on ones nerves. The rumor mill depends on hype to keep it going while the news articles report what is allowed to be reported - with whatever slant that is applied. Will we ever hear the true happenings? Probably about as often as we hear the true happenings coming from Washington D. C. That's politics in the 21st Century.
The news articles seem to be more accurate and depict a more believable scenario of what is happening over there and around the world. This creates less of a roller coaster ride for this investment. Hopefully all will be completed and the world currencies will realign as we all hope they will very soon - almost 9 years and counting!

by **Horizon** Sun May 06, 2012 1:25 pm

You know I read the Recaps and things the Gurus say sometimes just to keep up with what is being said. I do not thrive on what they say. I read news articals, which sometimes I don't fully understand, but try to keep up on things that are happening. I like to read the different comments made to the news post, and come to my own thoughts of what is happening.

It's gonna happen when it does, and until then I wait. I would love for it to happen now, but I wait until it does, can't change it if I wanted to!!!!

I will get an email from where I bought my dinar when it takes place, so thats what I am waiting for, not someone saying it has taken place, or is fixing to. Just my 2 cents worth!!!!

by **Horizon** Sun May 06, 2012 1:27 pm

aksafeone wrote:If one follows the news articles and stays away from the rumor mill this investment does not get overbearing on ones nerves. The rumor mill depends on hype to keep it going while the news articles report what is allowed to be reported - with whatever slant that is applied. Will we ever hear the true happenings? Probably about as often as we hear the true happenings coming from Washington D. C. That's politics in the 21st Century.
The news articles seem to be more accurate and depict a more believable scenario of what is happening over there and around the world. This creates less of a roller coaster ride for this investment. Hopefully all will be completed and the world currencies will realign as we all hope they will very soon - almost 9 years and counting!

Hey my friend....check out this little dude...he can be your side kick....

by **ADMIN** Sun May 06, 2012 5:20 pm

ou812 wrote:Most of the people who claim this is false are the moderators, hmmmm.

There are more people claiming its false than JUST moderators... LRichards put out a statement at Nenos. and on Dinar recaps... many of the dinar guru hunters that are trying to expose people have found that Okie is a man that lives in Oklahoma, even put his exact address out... and Mr. Richards lives in Texas. they are two different people... all it takes is a little bit of googling to find all the info I just mentioned... Rather than pass off judgement because you THINK that moderators are trying to hide or protect... go to google... and search all the terms listed. You will find garbage on me that is not true also, if you wish to discuss what you find on me... I am more than willing.. just PM me at CXC and I will give you a way to contact me directly... so I can do everything I can to ease your mind of MY part in building forums to provide people a place to discuss their common interest and keep it free for them to do so. I have not asked one dime from any member... and I wont.

We are only going to give people THAT link when the EXPOSED link gets put here, to direct them to the thread it was on....

This forum is no longer associated with Okieoilman other than having the name in the url.

Not EVERYTHING or EVERY person in dinarland is corrupt or has an alterior motive.

by **Purpleskyz** Sun May 06, 2012 5:41 pm

I would like to say to you Miske that I am happy that you did not let the actions of a few change your decision to have a great site that we can come to. You are a professional in every sense of the word with the way you have dealt with this attack.
You are a class act.
Thanks

by **dinarstar** Sun May 06, 2012 7:48 pm

purpleskyz wrote:I would like to say to you Miske that I am happy that you did not let the actions of a few change your decision to have a great site that we can come to. You are a professional in every sense of the word with the way you have dealt with this attack.
You are a class act.
Thanks

Hear hear!! :yes:

by **bigdaddytim** Sun May 06, 2012 8:46 pm

Don't you just love the green M&M!!!

by funnygirl Sun May 06, 2012 9:27 pm

Wow, I was so rude and out of line and I am sorry. There is not much more to add.

by **bigdaddytim** Sun May 06, 2012 9:46 pm

funnygirl, one thing that you will learn quickly is that disrespect to anyone is not tolerated either. Telling someone to keep their mouths shut is a slap in the face. If you were really from the South, you would know that!
To your next point: there are a lot of us that agree with the idea that you can't put too much stock into the "Chicken Little" theory. But, what we enjoy is the idea that the "underbelly" of the truth is what is called "rumor". There is always a glimmer of the truth in a rumor. So, if you want to start your own site and blast anyone, get after it. If you want to simply state your peace, do that as well. But be nice about it. Kinda like calling a girl fat or ugly. Just say "bless their heart". But you gotta smooth the edge a little.

Be nice. It goes a lot further.

by pokerplayer Sun May 06, 2012 10:01 pm

You must admit that some of his predictions/comments can be some what laughable. There are many well versed members here, but Okie I am sorry to say is not one.

I do not want to be banned, but I do not want to believe in, um, er ah, shall I say point blank fibs ?

pp

by **Peppermint Patti** Sun May 06, 2012 10:01 pm

Ya know "funny girl" you are entitled to your own opinion, but that's all it is. It is plain to see you have not done your due dilligence on Okie. You just put your foot in your mouth, how does it taste?

Suggestion, go on the Internet and you will find two Okies, at least, ours lives where he says he does, works where he says he does, and so on. How would you like people tearing you down and telling stories about you that cannot be proven? Bet you'd be the first to take offense.

I don't see anyone telling you what to believe or making you get involved with Okie. Do you like to stir the Pot or something? I think you should be banned if you continue on trying to make waves with the innocent as you can see those in the know arn't going to be swayed by your opinion.

Do yourself a favor and look the information up for yourself and if you are inclined not to care enough to seek the truth then keep it to yourself because the picture you are painting by showing your true colors is really not a pretty one. We would like to have a higher opinion of you than you are letting us have, in-other-words.

Yes, anyone telling lies on the computer deserves to be looked at and the government is there to protect us. So, let them do their job and then come back and tell us all about it... You know, when you really know something other than a tall tale...

Peppermint Patti...

"Only one life will soon be passed, only what's done for Christ will last..."

by **abby ann** Sun May 06, 2012 10:06 pm

dinarstar wrote:
purpleskyz wrote:I would like to say to you Miske that I am happy that you did not let the actions of a few change your decision to have a great site that we can come to. You are a professional in every sense of the word with the way you have dealt with this attack.
You are a class act.
Thanks

Hear hear!!

YES HEAR HEAR!!!! Okie hoax exposed 1261280965

by TC2012 Mon May 07, 2012 3:59 am

I am sad to see what this forum has became. My opinion only.

by **ADMIN** Mon May 07, 2012 4:30 am

funnygirl wrote:I think that the review on Okie and all of these sites are going to be involving the FBI. Internet fraud is not tolerated. These people on the review are out for the truth and they will achieve it. I used to hold onto what Okie said until the whole thing was exposed and I did my own research. I think he is Lonnie Freels and I think all of these people are in on making money from the pre RV or if this thing ever happens. The followers of Okie are like a cult. They are brainwashed. How I don't know. When someone claims something yr after yr and is wrong all of the time, why would people listen? Then he gets offended and says people are calling him the anti christ and so on. He is just a con artist who uses religion as his out. God will take care of all of them someday! Keep the info going so more people aren't hurt by these scam artists. I for one was shocked and sad when I did my own research on all of these people. If they are truly just messengers they need to keep their mouths quiet and only report things that are in the actual news. But you see that won't happen because then they won't sell as much Dinar. If you gurus, mods and such take offense to this, then prove it by shutting your mouths. NUFF said as they all say

I have not once called the rv... neither have the mods... I have all but begged people on this forum to please read the news... and watch what the current events are in Iraq... since there are things left to be done before anything is done with the dinar.... I have also begged the ones that called the RV to please dont do that! I welcome the FBI, I personally have done nothing illegal, immoral or wrong on these forums. I have not asked members for one cent. and have NEVER supported a daily call of the RV. And as for the REVIEW site... yes... God will take care of those that intentionally set out to destroy innocent lives. The ONLY truth they got was my name and my home address, and they only got about 4 of the sites that I own correct. Everything else is simply contrived or twisted.

by **ADMIN** Mon May 07, 2012 5:07 am

bigdaddytim wrote:Don't you just love the green M&M!!!

Love a Cowboy Monkey

by glasshalffull Mon May 07, 2012 5:18 am

I wouldn't worry about fbi, or any other empty threats, I have read your input and your words of advice, I have never seen you play the guru, only the voice of reason Okie hoax exposed 1839924927

by renny123 Mon May 07, 2012 7:05 am

i just wonder if one called the SEC what they would have to say. Nobody really knows the truth about any of this. If anything bad was going on, it will eventually come out. It alwaya does. If nothing bad was ever going on, we will know that as well. Time will tell.

by **aksafeone** Mon May 07, 2012 10:22 am

I think that the "Review" people need to be VERY careful as the FBI will investigate alright - everything including them. Also, there is such a thing as false accusation(s) being harmful resulting in court proceedings of yet another kind that can and probably will be leveled at these so called "reviewers."
When ones integrity is questioned and proven to be rock solid the accuser can be in more trouble that they thought they were going to cause.
I understand the frustration caused by the constant calling with no result of the RV. However, those people need to face reality and walk away from the hype. When we were kids the old story about "Chicken Little" or "The Boy Who Called Wolf" circulated as an example. Now we are adults and in this investment there are a lot of "Littles and Wolves" out there. Remember either of the old stories and act accordingly. Seems growing up hasn't been accomplished by some - at least not all the way, or does it?

by **Kevind53** Mon May 07, 2012 12:13 pm

I would have to agree ... I would suspect that an investigation may already be in progress, and not in the direction some seem to think. Some rumor mongers and character bashers may be in for a nasty surprise soon. Further, I may be wrong, but I am pretty sure the SEC has zero to do with foreign currency trade/speculation. They deal with stocks, bonds, mutual funds etc.

by **bigdaddytim** Mon May 07, 2012 12:17 pm

Kevin, you are right. SEC wouldn't give this a second look.

by **rick152** Mon May 07, 2012 12:44 pm

Kevind53 wrote:I would have to agree ... I would suspect that an investigation may already be in progress, and not in the direction some seem to think. Some rumor mongers and character bashers may be in for a nasty surprise soon. Further, I may be wrong, but I am pretty sure the SEC has zero to do with foreign currency trade/speculation. They deal with stocks, bonds, mutual funds etc.

Kevin, I feel that the key word you used here is "speculation" Beside the fact that noone uses their name here or "most" any other site. How can anyone "attack" guy6969? you cannot as guy6969 is not real. There is no character assisination on any of these sites merely "stage names". The only difference is when someone gets ahold of someones personal "real" info as like with Miske and hers. That could definately be a hugh point of contention in the courts. But as to ANYONE else, NOT! And now Miske is safer with her personal info removed. But with that the damage was done (sigh) Also nothing can really be done about people who attack as they are very sad people and you cannoy fix that for them...it has to come from within that individual. IMO

by **Kevind53** Mon May 07, 2012 3:59 pm

Yep, well to quote Forest ... "Stupid is as stupid does." To quote my boss ... "You can't help stupid."

by djc1 Mon May 07, 2012 4:10 pm

I'm confused I thought someone said his name was Lonnie Freels not Richards? these guys are just grasping at straws I think

by **aksafeone** Mon May 07, 2012 4:12 pm

THAT Rick is what we were referring to -- Miske's situation.

As to the other - well, I wouldn't be too sure about ones anonymity. IP numbers can be traced. I'm sure that hackers can do just about anything therefore anything is possible. Probable? NO, but possible.

by **Purpleskyz** Mon May 07, 2012 4:52 pm

There is software available that actually bounced ones IP across country. So it never shows as a stationary or dedicated IP address.

by seedsower Mon May 07, 2012 4:52 pm

I thank God my trust and hope is not in man but Him who sees all and knows all. The Word says in all thy way ways acknowledge Him and He shall direct thy path. Yes there are people who purpose is to make money Pre RV in any way they can. We may not be aware of the slick schemes or hype they use to carry out their plans. But I am comforted that the RV will happen in God's time. Is the Okie that we have come to know real or not? Well… God knows. Also, we know that God will award each of us according to our works! Don’t lose heart…We wait for the precious fruit and rejoice everyday in Him. In Him are riches forevermore. Therefore, let’s not think of man above that which is written. Remember his breath is in his nostrils… but the God that created all things is Everlasting. Be of Good cheer…He has overcome the world. The RV is a light thing for him to bring forth. Let’s wait on the LORD.

by **Kevind53** Mon May 07, 2012 5:07 pm

purpleskyz wrote:There is software available that actually bounced ones IP across country. So it never shows as a stationary or dedicated IP address.

True, but with the right technology it can still be traced ... it might require some accomplished hacking or a search warrant, bu tI am sure it can be done.

by SEBtopdog Mon May 07, 2012 5:10 pm

Kevind53 wrote:Yep, well to quote Forest ... "Stupid is as stupid does." To quote my boss ... "You can't help stupid."

The third version is: "You can't fix stupid." :geek:

by **Kevind53** Mon May 07, 2012 5:14 pm

I heard my boss say one time to a particularly rude and nasty prospect ... "Mrs Jones, there are only two things we can't help you with, poverty and stupidity. I've seen your home and I know you aren't poor. Have a nice day."

by SEBtopdog Mon May 07, 2012 5:32 pm

Kevind53 wrote:I heard my boss say one time to a particularly rude and nasty prospect ... "Mrs Jones, there are only two things we can't help you with, poverty and stupidity. I've seen your home and I know you aren't poor. Have a nice day."

We call that "The Perfect Squelch"! Gives you time to make an escape before it dawns on the person what you've just said.

by **Kevind53** Mon May 07, 2012 6:07 pm

Yep ... another time we were out together ... he said to a very loud, nasty, large, and angry man ... "Thank you very much for wasting my time." All I could think of "Easy for you to say, if he goes postal, I'm between you and him..."

by bel Mon May 07, 2012 6:37 pm

bigdaddytim wrote:funnygirl, one thing that you will learn quickly is that disrespect to anyone is not tolerated either. Telling someone to keep their mouths shut is a slap in the face. If you were really from the South, you would know that!
To your next point: there are a lot of us that agree with the idea that you can't put too much stock into the "Chicken Little" theory. But, what we enjoy is the idea that the "underbelly" of the truth is what is called "rumor". There is always a glimmer of the truth in a rumor. So, if you want to start your own site and blast anyone, get after it. If you want to simply state your peace, do that as well. But be nice about it. Kinda like calling a girl fat or ugly. Just say "bless their heart". But you gotta smooth the edge a little.

Be nice. It goes a lot further.

GOD bless Oakies heart

by EddieB Mon May 07, 2012 7:46 pm

renny123 wrote:i just wonder if one called the SEC what they would have to say. Nobody really knows the truth about any of this. If anything bad was going on, it will eventually come out. It alwaya does. If nothing bad was ever going on, we will know that as well. Time will tell.

Over the last couple of years I have heard numerous peeps refer to the IQD & SEC involvement.

Let me make it perfectly clear that the SEC has zero involvement in foreign currency trading nor speculation or inside trading. Okie hoax exposed 2879513009

If there was any Government agency it would be the US Treasury but don't hold your breath there cause this is the Wild Wild West. Okie hoax exposed 2211252749

by **rick152** Mon May 07, 2012 9:09 pm

EddieB wrote:
renny123 wrote:i just wonder if one called the SEC what they would have to say. Nobody really knows the truth about any of this. If anything bad was going on, it will eventually come out. It alwaya does. If nothing bad was ever going on, we will know that as well. Time will tell.

Over the last couple of years I have heard numerous peeps refer to the IQD & SEC involvement.

Let me make it perfectly clear that the SEC has zero involvement in foreign currency trading nor speculation or inside trading.

If there was any Government agency it would be the US Treasury but don't hold your breath there cause this is the Wild Wild West.

100% agreed on from me!

by **Kevind53** Mon May 07, 2012 9:33 pm

Exactly my point earlier... not gonna see the SEC involved, and anyone who says otherwise doesn't know what they're talking about.

by **aksafeone** Mon May 07, 2012 9:40 pm

Right you are Kevin. The SEC has nothing to do with foreign currency.

by renny123 Tue May 08, 2012 7:35 am

sec or not, if these gurus are found to have been pumping dinar and leading people on, it will come out one way or the other. I was involved in an Internet scam a few years back and the person is waiting in jail. It was called Legisi and people lost millions. We did not have to buy dinar, that is true, but I still think there was a lot of false infomation put out there. I do not really care as I have moved on but a lot of people probably believed and kept buying dinar.

by manydogs Tue May 08, 2012 9:47 am

everyone who is an adult please raise your hand. We expect the gov., our attorney, our preacher, our doctor, our guru, to do all of our thinking for us. Make your own informed decision, keep or get rid of your foreign currency because you think you should. Consider everyone else's opinion as informative or entertainment but we must quit blaming someone else for our lives. That is a bad habit to be in before we become responsible for this blessing. ...by the way...you buy currency, you hold it in your hand...where is the scam??

by **Ponee** Tue May 08, 2012 10:36 am

manydogs wrote:everyone who is an adult please raise your hand. We expect the gov., our attorney, our preacher, our doctor, our guru, to do all of our thinking for us. Make your own informed decision, keep or get rid of your foreign currency because you think you should. Consider everyone else's opinion as informative or entertainment but we must quit blaming someone else for our lives. That is a bad habit to be in before we become responsible for this blessing. ...by the way...you buy currency, you hold it in your hand...where is the scam??

by **bigdaddytim** Tue May 08, 2012 11:04 am

I agree with you fully!! There is no scam!!

BUT, (and here comes the but) when you have people that can't afford to buy a million at a time, and there are folks saying that "they have contacts in high places" and that person is telling you that they have solid "intel" that says they are "waiting on THE phone call" to be rich beyond your wildest dreams if you have dinar in your portfolio, AND (just so happens) there is a banner website that will let you buy on "reserve" or "Lay-a-way", that my friend is the dishonest part of this investment. Because you know that there is some palm greasing going on somewhere.

In my humble opinion.

by **aksafeone** Tue May 08, 2012 11:27 am

BDT:You forgot to include the fact that when one buys on reserve and looses their money at the end of the 30 day time period then does it all over again the villian is not the dealer but the buyer.
However, the problem with that is nothing was garnered from the exchange - is that commerce? NO. Is it illegal? That depends. Was there in fact a signed contract? Who is to determine the legality? Some would say the courts, others would say the regulatory agency. Hmmmmm. Considering the regulatory agency in question prints money that isn't backed up by anything doesn't it make one wonder about how "regulatory" they really are? More like controlling? Just a thought.
Fairness in business would dictate that at least one would get the value of the "reserve payment" back in the foreign currency that was being "reserved." Some dealers are now doing that. It would seem logical that making that arrangement retroactive clear back to when the first "reserve" was purchased would be in order to clear the air about the legality issue. But then again, that is JMHO.

by **bigdaddytim** Tue May 08, 2012 11:41 am

Right you are aksafeone! If you buy on reserve once and lose your money, then turn around and buy on reserve again, you deserve to lose your money!
I thought that was an implied truth. I forget there are really some folks that are just beyond being helped.

by manydogs Tue May 08, 2012 12:10 pm

You just hit on the crux of the thing....contracts. Our whole life is contracts. When you go to a currency site they give full disclosure. You make the decision voluntarily. It's not for us to determine the morality of their offer to us, only whether we accept the offer. Then live with your decision. The same is said for a dinar guru site. Their offer of contract is a web site address. Your acceptance is going there.....it seems over and over again.....we must take responsibility for our own actions. When we hear the gov. didn't intent for us to invest because we are unsophisticated....are we making their point for them?

by Cardiac99 Tue May 08, 2012 12:12 pm

In my opinion, and that is what it is, opinion, ANYONE that purchases any currency simply based on what other people say, is on their own. If a person uses their rent and bill money for something besides rent and bills, I'm sorry, but I have no compassion for lack of responsibility. We are told over and over by the gurus to do our own research, make informed decisions, etc. I am not a Dinar holder, but I do own VND. I first heard about it on this site. I listened to what other people were saying about it POSSIBLY rving at some point and, after reading more about the current state of affairs in Vietnam, made a decision to buy my first order from DT. I had not done enough research, though. I later learned that I could buy it cheaper from the bank. That mistake cost me an extra $40.00. I don't blame anyone for that, except myself. Why? BECAUSE I DID NOT DO MY OWN RESEARCH!

i GUESS WHAT i'M TRYING TO SAY IS THIS, NO ONE ON THIS, OR ANY OTHER SITE, HAS SHOWN UP AT YOUR FRONT DOOR WITH A PISTOL SHOVED IN YOUR FACE AND SAID "BUY IQD AND/OR VND!'. If you spent money that you shouldn't have instead of paying your bills, you're on your own. I'm done now.

by SEBtopdog Tue May 08, 2012 12:42 pm

This thread has evolved to some terrific, pragmatic insights. And you gentlemen have put a pinpoint spotlight on what I wish EVERYONE would remember. No matter how much hype you may hear, and no matter your current financial situation, if you decide to buy IQD or VND or whatever, purhase only as much as you can safely afford ... to lose. Don't do layaway plans unless you are certain you can afford to pay it off before the layaway expires. Gambling that an RV will happen before your layaway expires is a foolhardy game. You may as well go to Vegas and dump the money into slot machines. Don't bet the rent money! Don't neglect your obligations! If you can afford only a few dollars worth, then find a way to buy just that amount. Take care of yourselves and your families first, please.