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Twelve Things To Keep In A Home Safe DinarDailyUpdates?bg=330099&fg=FFFFFF&anim=1

Twelve Things To Keep In A Home Safe

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Twelve Things To Keep In A Home Safe Empty Twelve Things To Keep In A Home Safe

Post by UNEEK Sun Jun 07, 2015 5:32 pm

 I found this at Dinar Recaps - thought it was interesting --  I consider myself pretty organized but this is one thing I  have been very slack on - maybe this will get me motivated -   I have a pretty good start - I do have the safe  lol but it is finding & getting all those papers together - making copies  -- 

 I  do not trust  safety deposit boxes at the bank at  all -- Hope you find this helpful -- UNEEK 

Be Safe:  12 Things to Keep in a Safe at Home, Not at a Bank 

Many folks believe that the safest place to store valuable items is in a bank safe deposit box. After all, banks have the best 24 hour security and alarm systems.

But the contents of a safe deposit box are rarely insured, while items in your home 
are typically covered by your homeowner's or renter's insurance policy.

Also, don't think your cash in a safe deposit box is covered under FDIC insurance. The FDIC only insures the deposits in accounts held in banks, but not the contents of their safe deposit boxes.

Finally, it's not a good idea to store original copies of documents that you require immediate access to, such as passports, spare keys, wills, funerary directives, etc. in a safe deposit box. Bank safe deposit boxes are only accessible during branch operating hours and the boxes are typically sealed when the bank receives a death notice. To open a sealed safe deposit box, estate representatives are required to provide court papers to the bank.

For these reasons it's good idea to buy a fireproof safe in your home. What should you keep in it? Here are a dozen suggestions:

1. Property insurance policies and agent contact information. You'll need this information right away if your house suffers damage and you need to know how tofile a claim.

2. Passports and original birth certificates. These can be a hassle to replace and will come in handy to establish identity when traveling with children.

3. A list of family doctors, prescription medications, and contact information for all pharmacies you use. You may need these to get new supplies of medications you use on a regular basis.

4. CDs or an external hard drive containing digital copies of all family photos. It's a good idea to scan all older family photos and keep a digital copy of them as well. Your family memories in photographs are irreplaceable.

5. Safe deposit box keys. If you store valuables in a bank safe deposit box, you'll want to make sure you keep the keys to it in a safe place.

6. Important papers related to investments, retirement plans, bank accounts, and associated contact information. You may also want to keep some cash on hand for ready access in an emergency.

7. Information on your outstanding debts, due dates, and contact information. It's important to keep tabs on your finances and protect your credit, in the event you're displaced by a fire.

[See also: Popular Tax Breaks You Can No Longer Count On in 2012 ]

8. Original Social Security cards. These can take time to replace and may be needed to establish eligibility for benefits.

9. Copies of your important legal documents, including powers of attorney, living wills, and health care proxies — both for yourself and for anyone else for whom you are designated attorney-in-fact or health care surrogate. Having access to these can help ensure the protection they were created to provide.

10. Copy of wills and all wills in which you are designated the executor. It's important to have access to these as safe deposit boxes are typically sealed upon notification of the box owner's death.

11. Valuables: Jewelry, coins, cash, etc. that you may want access to from time to time.

12. Spare Keys and titles to all vehicles. It helps to know where copies are in the case that you need them.

Of course, exactly what you choose to store in your fireproof safe will depend on your personal circumstances and the size and location of the safe.

Greatness lies, not in being strong, but in the right using of strength; and strength is not used rightly when it serves only to carry a man above his fellows for his own solitary glory. He is the greatest whose strength carries up the most hearts by the attraction of his own -- Bryant

“When you judge another, you do not define them, you define yourself.” ― Wayne W. Dyer

To be persuasive, one must be believable;
To be believable, one must be credible;
To be credible, one must be truthful.


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