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my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas

[size=15]clarkfan1979[/size]


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my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]on:[/b] December 27, 2017, 08:09:47 AM »
My brother reconnected with a female friend from grade school about 9 months ago and they are going to get married in May 2018. She is a nice girl with a good heart. However, she is really excited about the Iraqi Dinar RV (re-evaluation) that is going to happen within the next 3-6 months (according to her). 

She pretty much brain washed my brother into buying into this idea. My brother has a 4 year degree in Business Entrepreneurship. He is all about the high risk and high reward type of thing. He tried and failed a few MLM businesses over the last 5-10 years. She graduated high school. They are both 36. 

However, this type of business scheme is a little bit of a stretch for my brother, but not entirely uncommon. 

My brother bought me Iraqi Dinar for my birthday last June and for Christmas. He also bought it for my wife and 1 year old son. We have about 400,000 of Iraqi Dinar, which I think is about 325 US dollars. He is giving me a hard sell to buy some for myself or I could miss out on some big profits of 100 to 1, when it re-evaluates. 
 
The best article I could find out about it is below. 

https://www.forbes.com/sites/jayadkisson/2012/07/30/you-cant-fix-stupid-the-iraqi-dinar-scam-lives/#3f398ae3150b

1) Any chance that I could politely tell my brother to stop buying me this crap?

2) Any chance that I could politely tell my brother to stop buying it for himself? 

3) How do the sellers make money? Do they just give the buyer a poor exchange rate?

4) What is the best way to convert my Iraqi Dinar back into US currency? 

Thank you.
« [i]Last Edit: December 27, 2017, 01:35:31 PM by clarkfan1979[/i] »



Rocketman


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Re: my brother bought me Iraqi Dinar for my Birthday and Christmas
« [b]Reply #1 on:[/b] December 27, 2017, 12:32:17 PM »
Good luck getting him to change his mind...

As for converting them to US dollars, ask your bank/credit union. There is usually one bank in the area that specializes in currency. In my area (Salt Lake City) it is Zion’s Bank. Call first. 

Good Luck




Miss Piggy


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Re: my brother bought me Iraqi Dinar for my Birthday and Christmas
« [b]Reply #2 on:[/b] December 27, 2017, 01:11:14 PM »
Did anybody else click this thread thinking the Iraqi Dinar might be some kind of cool foreign kitchen gadget or something else to get excited about?

That not being the case, here's my thinking, for what it's worth (which should be very little, since, as admitted above, I have zero familiarity with the topic): If there's even a small chance of the "100 to 1" valuation, why not hold onto the stuff for now, just for fun? 

As for your questions:

1) Good luck with that. Forbes is well-known and as far as I know has a good reputation; could you send him that article?

2) See (1) above.

3 & 4) No effing clue. 



marty998


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Re: my brother bought me Iraqi Dinar for my Birthday and Christmas
« [b]Reply #3 on:[/b] December 27, 2017, 01:22:33 PM »
So when the Iraqis lop off a couple of zeroes off the currency, you'll basically be left with monopoly money.

The old banknotes obviously cease to be legal tender, with new ones issued in replacement.

People are still falling for Zimbabwe money scams. Looks like the scammers are expanding their repertoire...



clarkfan1979


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Re: my brother bought me Iraqi Dinar for my Birthday and Christmas
« [b]Reply #4 on:[/b] December 27, 2017, 01:37:20 PM »
Quote from: Miss Piggy on December 27, 2017, 01:11:14 PM

Did anybody else click this thread thinking the Iraqi Dinar might be some kind of cool foreign kitchen gadget or something else to get excited about?

That not being the case, here's my thinking, for what it's worth (which should be very little, since, as admitted above, I have zero familiarity with the topic): If there's even a small chance of the "100 to 1" valuation, why not hold onto the stuff for now, just for fun? 

As for your questions:

1) Good luck with that. Forbes is well-known and as far as I know has a good reputation; could you send him that article?

2) See (1) above.

3 & 4) No effing clue. 




I modified the topic. Thank you for the suggestion.



Sibley


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #5 on:[/b] December 27, 2017, 01:59:24 PM »
On a side note, don't lend them money, and don't let them know how much you have. Just in case.



Bicycle_B


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #6 on:[/b] December 27, 2017, 02:07:08 PM »
Oh, the glorious Christmas gift of ENTERTAINMENT!   ClarkFan1979, so sorry you had to be the conduit for this pile of chuckles.  At least he is giving to you, not (so far) trying to get you to buy his wares, as so often happens in MLMs.  In my own mind, I will classify him as Kindhearted Bro until further notice.

Re your questions:
1. Of course you can tell him, but why rain on his parade?  He is not going to learn from you, only from experience, if at all.  He will, however, feel the love or disdain in your response.  Tell him you admire his bold spirit, and ask him if he's going to take you to Acapulco or Dubai when his dinars revalue.

2. See 1.  

3. I was wondering that myself.  I can only assume they sell above the exchange rate, or sell counterfeits, or sell the old notes that have been replaced by new ones when the Iraqi government lopped three zeroes off a few years ago (I read that Forbes article).  Best guess: selling the valueless old notes at the price of the new notes.  Great margins, plus they can appear to be giving zero markup.

4. Exchange it for Bitcoin!  Bwahaha, my whole response was just to make this one brief joke.  

Quiet times here, hope this offered a shred of amusement.  In all seriousness, I once had a friend whose financial schemes ranged from wild failure to just being broke on a regular basis.  The choice was to enjoy to his merry ways at the price of observing his failures, or block him off and wonder what was happening.  I chose to enjoy his merry ways.  Even more so, a relative is someone you don't want to block off unless staying connected is actively harmful.  Good luck getting rid of the bills or coins.  And having lost a relative or two in recent year, treasure your brother for who he is, even if it's not (fortunately!!) who you are.   Cheers.



nexus


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Re: my brother bought me Iraqi Dinar for my Birthday and Christmas
« [b]Reply #7 on:[/b] December 27, 2017, 02:47:28 PM »
Quote from: Miss Piggy on December 27, 2017, 01:11:14 PM

Did anybody else click this thread thinking the Iraqi Dinar might be some kind of cool foreign kitchen gadget or something else to get excited about?



Yes, huge disappointment. :p

+1 to exchange for Bitcoin.
+1 for being supportive to Kindhearted Bro, who sincerely thinks this will lead to mega riches and wants to share that prospect with you.

Answers to 1 & 2)
Explain that although you support him, you're a much more conservative investor and would prefer index funds instead... or traditional gifts such as clothes, gift cards, gadgets (even if you don't like them/need them it would still be preferable to his MLM stuff).




Car Jack


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #8 on:[/b] December 27, 2017, 04:16:39 PM »
How does everyone NOT know this scam.  This is older than the Nigerian prince scam.  Go convert all that junk into real money.  Tell your brother that's what you did and if he gives you any more, you'll do it again.  Your brother should sell Amway.  Way better chance of making money than with this scam.



driftwood


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #9 on:[/b] December 28, 2017, 02:48:45 AM »
I had some left over from Iraq deployments and eventually sold it all on Ebay. 

Ask your brother this... how can he explain the 100 to 1 value increase?  So you're saying an Iraqi could take his dinar and suddenly be 100x richer if he changes it to dollars (after the valuation)?  We're about to be flooded with Iraqi millionaires then. 

Secondly, if it was a real 'investment', then real rich folks would be buying every single dinar they could get their hands on.



MrThatsDifferent


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #10 on:[/b] December 28, 2017, 06:30:38 AM »
If your brother is anything like mine, tell him this is the best idea he’s ever had and you wished you thought of it. Tell him you support him 100% and you’d invest everything you have except you can’t but that he should right away. Cause if your brother is anything like mine, he’ll do the opposite of whatever you tell him and reject all of your advice.



2Birds1Stone


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #11 on:[/b] December 28, 2017, 07:19:07 AM »
This scam has been going on for almost a decade. 

I have met quite a few people over the years who have tried to get me to "buy in". 

Good luck.



Retire-Canada


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #12 on:[/b] December 28, 2017, 08:32:11 AM »
Say thank you for the gift. Turn it into USD and invest it. Leave the issue alone. You are not going to solve your brother's problem.



EngineeringFI


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #13 on:[/b] December 28, 2017, 01:29:25 PM »
It's ironic that this is getting posted today. I was listening to NPR this morning and they had a segment on the Iraqi government's estimate on the cost to rebuild the destruction caused by ISIS. Unfortunately, no one is willing to help them finance the reconstruction effort and I imagine the Iraqi dinar will take a bigger hit when the government starts printing more money to rebuild. 

Zimbabwe Dollars though...those have value. I keep a few of those notes around around my MegaCorp office just in case we have a bad quarter in terms of revenue. For some reason my bosses don't seem to derive much comfort from the fact that if we're behind I can give them 10 BILLION DOLLARS!!!1!



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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #14 on:[/b] December 28, 2017, 01:47:20 PM »
Oh this brings back memories of a nutter I knew a few years ago. I think the north Korean currency is the other one these folks also say is set to explode.  

I suppose it could be entertaining reading.



Michael in ABQ


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #15 on:[/b] December 28, 2017, 02:28:57 PM »
I bought some when I was deployed in 2004-2005. About $200 worth (250,000 dinar). Last time I checked it's gone up in value to about $210. I suppose that's better than if I had left it in a savings account but had it been in an index fund it would have doubled or tripled since then. I can't recall what the rate of return has been but it's something like 1-2% over 12-13 years.

It was neat to pull it out and show my kids as I had a mix of various bills. That's about it though. It's just a souvenir at this point. Maybe I should sell some of it to your brother?



JoJo


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #16 on:[/b] December 28, 2017, 06:48:28 PM »
Sell it to your brother Smile




clarkfan1979


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #17 on:[/b] December 31, 2017, 08:53:21 AM »
Thank you for the help. I will continue to support my brother with his business adventures, but not contribute any of my own money. 
 
I'm going to try to exchange it within the next 2-3 days. Not all currency exchange businesses will exchange the Dinar. I'm guessing there is a higher risk of counterfeit. Hopefully my Dinar is not counterfeit.  I will find out soon. 



clarkfan1979


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #18 on:[/b] January 06, 2018, 08:52:45 PM »
I exchanged the Iraqi Dinar currency today for US dollars. An internet search today claims that $400,000 Iraqi Dinar is worth $337 US dollars. I went to the currency exchange in Denver at the Cherry Creek mall. They gave me $230 US dollars, minus a $5 fee for a total of $225. I have heard that a currency exchange will change 20%. However, this was a 33% fee. 

Maybe the fee is higher because of a higher level chance of fraud? When I looked at their board of exchange rates it looks like they charged only 15% for more legitimate currencies.



alsoknownasDean


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #19 on:[/b] January 06, 2018, 10:52:03 PM »
Quote from: clarkfan1979 on January 06, 2018, 08:52:45 PM

I exchanged the Iraqi Dinar currency today for US dollars. An internet search today claims that $400,000 Iraqi Dinar is worth $337 US dollars. I went to the currency exchange in Denver at the Cherry Creek mall. They gave me $230 US dollars, minus a $5 fee for a total of $225. I have heard that a currency exchange will change 20%. However, this was a 33% fee. 

Maybe the fee is higher because of a higher level chance of fraud? When I looked at their board of exchange rates it looks like they charged only 15% for more legitimate currencies.



They'll just be profiting on the currency spread. They might sell that 400,000 dinar to someone for $400 later on. The more common currencies that'll be easier for them to on-sell (and potentially less volatile) will probably have more competitive rates. Smile

I've got some Sri Lankan rupees I've been meaning to sell from when I was there last year. They're valued at 120LKR to the Australian dollar at present (based on xe.com rates), but the currency conversion place will buy them at 140LKR to the AUD. I paid about 105-110 when I bought them Smile




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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #20 on:[/b] January 07, 2018, 05:43:33 PM »
Wowza, the spread on Polish Zlote (PLN) is about .02-.03PLN per dollar, or about one cent. 

33% sounds insane, so does 15%. 




HipGnosis


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Re: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
« [b]Reply #21 on:[/b] January 07, 2018, 08:39:04 PM »
The thread reminded me that I have a butter tub of Saudi Riyals from Desert Storm.
I'll have to count it and see what it's worth.




https://forum.mrmoneymustache.com/ask-a-mustachian/my-brother-bought-me-iraqi-dinar-for-my-birthday-and-christmas/
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on Sat Mar 30, 2019 7:23 pm
 
Search in: IS THE IRAQI DINAR RV A SCAM
Topic: my brother bought me Iraqi Currency (Dinar) for my Birthday and Christmas
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Computer #2 has no electronic connection to the outside world. To minimize expenses, your two computers can share the same keyboard and monitor, by the addition of a network hub (about $100). Warning; Now as of 11/11 printers can now be hacked into.!!

# 5. Keep your web browsing and e-mail private. Whenever you contact a company or organization on the Internet, the computer at the other end will often insert a "cookie" into your computer – enabling merchants and government agencies to keep track of your web browsing.

The information that can be collected about you in this way is absolutely mind-boggling and includes your name, address, phone number, detailed information on the type of computer you are using, your Social Security number, credit-card numbers, a list of your friends and business contacts, and much more.

To keep your web browsing private, use an anonymous connection service,

For further protection, encrypt your e-mail, using high-level, 1024-bit encryption software, such as Pretty Good Privacy (PGP). http:// www.pgp.comZero Knowledge Systems (ZKS) offers software called "Freedom" which also uses 1024-bit encryption and which: Allows you to use multi-pseudonyms that can't be traced to your real name Prevents the receipt of Internet cookies Provides multi-layers of encryption.

# 6. KEEP YOUR HOME ADDRESS & PHONE# PRIVATE! This is the single MOST IMPORTANT step you can take to protect your privacy though all items within this POST are urgent for your welfare. Government snoops can't nose around your home, bug your computer, or listen in on your calls, if they don't know where you live or your phone number..

To keep your home address private, rent or buy your home in the name of an out-of-state corporation (Delaware and Nevada corporations are best). Also put your utilities in the name of the corporation, as well as your phone, and magazine and newspaper subscriptions.

This is precisely what TV personalities, professional athletes, and film stars do to protect their privacy. And it's not expensive. A Delaware corporation can be set up for as little as $150 and maintained for $50 a year!

Take your names off your local country tax rolls and replace your name with "property Owner". this is crucial!!!

# 6 B: Receive all MAIL personally addressed to you at a nearby mail drop, such as Mail Boxes, Etc. (about $15 a month), or an Executive Office Service ($50 to $150 a month), or at the address of a friend who owns a nearby business (free). Then use this address for your driver's license and car registration.

Naturally, your car will also be registered in the name of your corporation. Properly set up, a Delaware or Nevada corporation can also dramatically lower your taxes, if you're an independent contractor. (Please consult your attorney.)

For a private home phone, use a company name when setting up a new phone account, rather than your own, and make sure and get caller ID, complete blocking. To add a further level of phone privacy, purchase a prepaid cell phone – such as those offered by Trac Fone through Blockbuster, WalMart, and Staples.

No name, address, credit check, etc. is required to set up an account, and you can buy phone cards for cash to add more time. As of 11/11 Wal-Mart sells i-phones for less than $100 and Unlimited internet, text and talk for $55 per month. This is a fabulous rate!!!

#7 A.) (TWO PARTS) . Keep your medical records more private. Information in your medical files can be used to deny you insurance, jobs, and legal benefits. It could be even used by a government just slightly more authoritarian than the one we now have, to take away your children or commit one elsewhere.

Unfortunately, each time you see a doctor or check into a hospital or clinic, they will usually demand your Social Security Number, which in turn will be used to file and locate your medical records.

You can protect yourself from unwanted snooping by getting an alternative Medical photo ID from ID Network (IDN). No SSN is required, and medical records are kept in your own handwriting. $9.95. Call 1-888-329-3686 or 314-416-7411, http://www.idnetwork.com.

#7 PART B: In the civilized society, we each have a crucial zone of privacy shielding us from outside snooping and control. Privacy is about keeping more of what you earn – protecting the sensitive information in your computer - avoiding being hassled by the IRS or police – protecting your children – and minimizing your chances of a 2 am visit by a machine-gun-toting SWAT team.

The battle for your privacy is the battle for your freedom. Ultimately it is a battle we will win. AMEN.

**********

#8. EXCHANGE TIME : these are suggestions to consider; you decide what IS BEST UNDER YOUR SITUATION. THERE ARE MANY OPTIONS HERE FOR PRECAUTIONARY MEASURES. The wolves inside and outside the bank can be few to many in different clothing. Your Life and Your Life Savings may be at RISK.

# 9. Do not park in the bank lot. Why show your car tags to others that will jot them down and trace u? A camera can take a photo of you and your tags for blocks away. Take a taxi or rental car to the banks.

# 10.. Go with someone to the bank; spouse, best friend who is a fellow Dinarian. Caps and glasses are nice. Make no new friends at the bank or locally who might discover your fortunes.

#11.. Make an appointment , if required, to make the 'exchange'.

#12. Know your rate before you go. Have a predetermined game plan. Shop your rates. Seek investment angles, advice also from maybe Smith Barney, Scottrade Inc, etc, various options.

# 13. Watch your body language, look and play the part of Investor. MANY maybe WATCHING. Use dressy attire but no jeans or T's.

#14.There is NO rush to cash in; supposedly many weeks and option days to have the possible 15% tax advantage with no audits (this is still a rumor; will be confirmed sooner or later next week). Seek competent tax and legal advice.
 
#15. If your deposit is in an acct "non interest bearing savings acct" this should be Dodd-Frank. check with your banker. NIB accts are usually unlimited in coverage.

#16. SMITH BARNEY or MORGAN STANLEY INC. OR SCOTTRADE INC ET and others can re-insure your accounts somewhere in the $600,000 TO ONE BILLION $$ range per account.

Seek legal advice and the broker / company policies. DO NOT LEAVE SIGNIFICANT LARGE SUMS IN INSTITUtIONS UNLESS ITS RE-INSURED; IE: LLOYDS IN


#17. AFTER MAKING YOUR INITIAL DEPOSIT; TRANSFER IT TO ANOTHER INTEREST FREE CHECKING ACCT WITHIN THE WEEK; SOONER RATHER THAN LATER. THIS PREVENTS WIRE TRANSFER AGENTS AND PAST BANK KNOWING YOUR NEW ACCT #!! (AGAIN, PLEASE FILTER ALL THIS DATA. YOU DECIDE WHICH WORKS FOR U, BUT TIME IS OF THE ESSENCE AND WAITING IS NOT HEALTHY FOR THESE ISSUES AND ACTIONS HEREIN "MAY SAVE YOUR LIFE".

# 18. ONLY USE YOUR PASSPORTS FOR IDS: IT DOES NOT HAVE YOUR HOME ADDRESS, SOCIAL SECURITY # TIED IN. Avoid using your Drivers License for anything but the cops and court when or if mandated!

#19. Use UPS postal drop for home address or your attorney's office work address until you get things squared away about physical addresses. Never use one's home address for anything, especially: mail, fed ex, UPS, !!! Have your bank statements go to a Po Box! Never let one's attorney know how much money you have.

#20. IMHO, "Irrevocable Business Trust" or a "Irrevocable Spendthrift Trust" saves your wealth, health and happiness from the tax man. . It's Worth every penny and more. Trusts are much more apt to protect large estates. Revocable Trust hold little or no water with the IRS & States.

#21: IMHO: Legalshield.com or in some states, PREPAID LEGAL INC.: for family, business, Wills, IRS audits, Citations, legal situations. 100's of legal help issues that may give legal piece of Mind and ease the pocketbook too. Attorneys are assigned within your State to handle your cases. Some situations are outsourced to qualified attorneys within your state and they contact you. Fees average $17-49 monthly.

#22: BEWARE/ ALERT: RFID )))) RADIO FREQUENCY ID. RADIO CHIPS MAYBE INSIDE YOUR CREDIT CARD. IT IS ELECTRONIC ‘PICK-POCKETING’ OF ANOTHER’S CREDIT CARD # AND EXPIRATION DATE. LOOK FOR SYMBOL)))) OR POSSIBLE OTHER SYMBOLS. ONE’S CARD # AND EXPIRATION DATE INFO CAN BE COPIED ONTO SOMEONE’S ‘HOTEL ROOM KEY’.

THEFT DEVICE CAN BE BOUGHT FOR $100. KEEP ALL CREDIT CARDS INSIDE ALUMINUM /METAL SLEEVE OR CASE.

HACKERS CAN GET YOUR CARD #S VERY EASILY. SEE THIS VIDEO AND BEWARE. ‘RFID’ CHIPS ARE IN 33% OF CREDIT CARDS MADE TODAY. TAKE CAUTION NOW. THESE CHIPS CAN ALSO BE IN YOUR SOON TO BE BANK “BLACK DEBIT CARDS”. THIS COULD GET COSTLY AND DANGEROUS AT THE SAME TIME. IT’S BEST NOT TO HAVE ‘RFID’ CREDIT CARDS.

CHECK WITH YOUR BANK ON ‘CASH-IN’ / ‘CURRENCY EXCHANGE’ TO MAKE SURE YOU ARE NOT ISSUED ANY TYPE OF “ RADIO FREQUENCY RFID )))) “ CREDIT CARDS ON ANY OF YOUR CURRENT (AND FUTURE) ACCOUNTS.

https://www.youtube.com/watch?v=lLAFhTjsQHw&sns=em

#23 (#23-36 WERE ADDED 7/16/12): Reduce Your Risk of Identity Theft: Traveling (for business or pleasure) can increase your exposure to financial risk. Here are some simple tips to protect yourself and reduce the risk of identity theft as you head out on your summer vacation.

#24: Clean out your wallet: Take only your essential documents, like your driver’s license and just 2 credit cards – one to carry and one to leave in the safe at the hotel in case your wallet is lost or stolen. Don’t carry your social security card in your wallet – ever. Leave your extra credit cards or identifications documents at home. Men – keep your wallet in a buttoned pocket, women – wear a purse with wide straps and locking clasps, and don’t hang it on the door when you use a public restroom.

#25: Leave your checkbook at home:  You shouldn’t need it if you have credit cards. Leave your bills and private papers at home, too.

#26: Make a copy of your travel documents: Copy your passport, driver’s license, airline confirmations, etc. Leave it with a trusted friend in case you need help, or keep a copy safely tucked inside a suitcase pocket in case the original gets lost or stolen. Make a list of what you have in your wallet, along with the phone numbers on the back of your cards.

#27: Stop your mail or have a neighbor pick it up: A full mailbox with bank statements and credit card bills is a sure sign for hackers and thieves that you are not at home. Also, stop the newspaper, and don’t broadcast your travel plans on social networking sites.

#28: Alert your credit and debit card issuers: Let them know where you are traveling, how you may be reached, and when you will return. This helps the fraud department stop charges that may not be yours, and reduces the risk that your cards will be “frozen” due to unusual activity when you are away from home and can’t be reached

#29: Keep an eye on your cell phone: Many people are storing user ID’s and passwords and other personal information on their cell phones. Secure your phone with a security code so that it can’t be accessed if it is lost or stolen.

#30: Consider a temporary credit freeze: A freeze will deny access to your credit history, so ID thieves can’t open accounts while you are away. Setting up a freeze through the three credit reporting bureaus – Transunion, Experian and Equifax – takes time and money, so this is the most beneficial if you are planning a period of prolonged travel.

#31: Look for safer ATMs: If you need cash withdrawals, ATMs in bank lobbies are less vulnerable to devices used to capture your information, and are usually better lit and safer in general. They are also more likely to have surveillance cameras.

#32: Be careful with computers in hotels and other public places: Don’t access your financial data on hotel or other public computers or public Wi-Fi networks. Public computers may have spy-ware or malware installed which could record everything you type. Be sure to log out of any sites that you may access before leaving the PC.

#33: Beware of front desk calls: If you receive a call from a “clerk” saying that they need to re-enter your credit card number, hang up and call the front desk yourself. You don’t now who is at the other end of that call.

#34: A few simple steps will go a long way in protecting you and your information and prevent your vacation or business trip from turning into a headache. If you have any concerns about your personal information, notice any suspicious account activity, or experience a customer information security-related event, contact your bank branch immediately so that they can assist you.

#35: ONLY PUT ONE'S PO BOX ADDRESS ON THEIR CHECKS. NEVER PLACE BIRTHDATE OR SOCIAL SECURITY NUMBERS OR EVEN PHONE NUMBER ON YOUR CHECKS. MAKE IT DIFFICULT FOR THE WOLVES/THIEVES IF THEY TAKE ONE'S CHECKBOOK.

#36: ACT IMMEDIATELY AND ACCORDINGLY TO PROTECT ONESELF, FAMILY, BUSINESS. ONE OR TWO MINUTES COULD SAVE : TIME, MONEY, GRIEF, UNTOLD PAPERWORK & CHAOS!

#37: Any major ideas or investments, always bounce it off someone you trust like your CPA, Attorney or Investment advisors. Many are ashamed to admit they've been taken advantage of or conned. Do not be over-trusting, nieve or gullible.. When or if someone tries to interest you in a venture involving money /investments, say, "I'll discuss this with my real estate agent, CPA or lawyer and get back to you." Then talk with someone you trust.

#38: further info on personal identity: Scam-proof your communications by taking control of your personal information. Put your phone numbers (home and cell) on the Do Not Call Registry. Opt out from the sale or sharing of your personal information by contacting the three credit bureaus, your state department of motor vehicles, the Direct Marketing Association and companies with which you do business. Thieves cull your information and use it to open bogus accounts that can ruin your credit scores, credit and make your life absolutely miserable.

For more information on how to remove yourself from these databases, see the Federal Trade Commission's Web page on sharing your personal information.

#39: Don’t Trust Your Caller ID: Never do business over the phone, unless you initiate the call. Here's why: No matter what your caller ID might say, you don't really know who's on the other end of the line. If you place the call yourself, divulging personal information isn't as risky. If you receive a call from someone who claims to be with your bank, insurance company or some other place where you do business -- unless you recognize the caller -- say you'll call back. That will give you time to make sure the number is legitimate. Simply call the company's published number and ask to speak to the individual who called you, or to someone in the appropriate department.

#40: Ways to make using a debit card safer include the following: Run your purchases as credit so you don't have to input your PIN. & Always double-check your card when a clerk, cashier or waiter hands it back to you and make certain it's the same card you handed over.

Be suspicious of people who want to stand too close to you when you're using your debit card, particularly when they are using a cellphone. They could be recording your debit card information with their camera

#41: Regard All Links With Suspicion: Social networking can be a great way to keep up with friends and family, but scammers have found the Internet a gold mine of opportunity. Most of us know not to click on links in emails from people we don't know or to acknowledge those silly get-rich-quick schemes from strangers, but you should never underestimate a con artist's creativity.

For instance, a recent scam on Facebook involves a fake game based on the "Twilight" series. Fans are prompted to click on the link, exposing their personal information to scammers.

Best rule of thumb: Be on your guard and never click on links of unknown origin. Check on them by running a search with the relevant keyword (in this case, "Twilight") and "complaint" or "scam."

42# Safeguard Online Activities: Don't join the thousands who fall victim to online identity theft schemes each year. Some are as simple as planting a keystroke logger on your computer to copy your private information, while others involve complicated email exchanges.

Here are some of the best strategies for avoiding online fraud:

Don't ever respond to emails asking for your account information since they are almost always fakes.

Never click on links embedded in emails (even a friend or relative can accidentally pass along a virus). If you must see that funny video, type the URL directly into your browser.

#43: When you decide to purchase from an online merchant, always make certain that you're dealing with a reputable site. Check for complaints and never click on a link; instead, as with email links, type the company's correct URL into your browser.

Make it a habit to double-check that order forms are secure before completing them. Instead of the standard "http," the URL will begin with "https," which indicates a secure transmission.

#44: DOUBLE REMINDER : Don't forget to maintain up-to-date, functioning security software and a firewall WITH latest up to date Online Protection.

#45: Guard your medical insurance information and ALL PERSONAL INFORMATION OF ANY NATURE with the same zeal as you do your financial data. the National Health Care Anti-Fraud Association says the fallout from medical fraud can damage your credit rating, open you to litigation and even result in your receiving improper medical care. "Always examine your explanation of benefits for treatments that you didn't have," he says.

THE LESS INFO there is out there about you, the harder you are to target. Make the con artists' jobs difficult by avoiding their scam tactics. They don't deserve to score off your hard work.

* #s 37-45 contributed in part by : Former policewoman Carole Moore,author of "The Last Place You'd Look: True Stories of Missing Persons and the People Who Search for Them."

Read more: 8 ways to avoid getting conned

http://www.bankrate.com/finance/personal-finance/8-ways-to-avoid-becoming-a-successful-mark-1.aspx#ixzz217YsBOtg

ALL CONTRIBUTORS, INFO, IDEAS ARE SINCERELY APPRECIATED TO HELP DINARIANS AROUND THE PLANET. I LOVE YOU ALL. BLESSINGS. LAST UPDATE 11/11/12.
by Ssmith
on Mon Mar 11, 2019 8:58 am
 
Search in: CHATTER from DINARIANS
Topic: ..Security Checklist Tips Posted by SoftKitty at TNT 3/10/19
Replies: 0
Views: 5182

"Discuss Ways to Activate" - Tues. PM KTFA Thoughts/News 9/25/18

KTFA

2Cents » September 25th, 2018


Any possibility that a Newshound or Admin could pull WS post #21 of 9/19 thread and put it with Samson Post 151 of this thread for all to compare???

Thanks Don for putting this together........I find the lack of comments interesting......All should note, it appears this initiative is already calculated in the rv rate based on how I take WS comment.......

Now, they have an actual meeting scheduled to "discuss ways to activate".......this meeting just happens to be on a Thursday........09/27!!!!

This also happens to be the day of Kavanaugh hearing and Rod Rosenstein meeting with President Trump and just prior to the last weekend of September.......

Don961 » September 25th, 2018

(per request) Samson: Al-Hanal: The time is right to launch the JD trillion initiative

President of the Association of Iraqi Private Banks Wadih al-Hanalal «Economy News»

The President of the Association of Iraqi private banks, Wadih al-Hanal, on Wednesday, that the time is appropriate to activate the initiative of the Central Bank of "trillion dinars" for the support of small and medium enterprises .

Al-Hantal said in his speech during the workshop "one-trillion-dollar initiative to support small and medium enterprises" held in the city of Erbil and attended by "economy News", the reason for non-activation of the initiative at the time of launch due to the existence of a window selling the currency, which banks were making profits from it, "When the interest rate was set at 4% to lend to the market there was another source of profit, the window of the currency, but the recent profits ended is left to banks only lending ."

He pointed out that "banks lend from their deposits at a greater interest or Murabaha greater than 4% so when it comes to the initiative of the Central Bank, which is determined by 4% do not use it, because it has funds and can lend .

The head of the Association of Iraqi Private Banks, suggested reconsidering the interest rate and leaving the market is to determine the interest rate and the recent competition will be between banks .

Al-Hanalal thanked the Kurdistan Bank for sponsoring the initiative of the trillion dollar initiative and stressed the encouragement of the Association of Iraqi Private Banks for such activities in the coming stages .

http://economy-news.net/conten.....=13724

Walkingstick » September 25th, 2018

Article is not accurate.... we are part... numbers are 12 -----> 9 .. already, calculated/factored in ......

Samson » September 25th, 2018

Al-Nusseiri: Central Bank Governor stresses the need to activate the SME initiative


24th September, 2018

The governor of the Central Bank of Iraq, on Monday, the need to activate the initiative of the Central Bank of Iraq to finance small and medium enterprises, which aims to revitalize the economic cycle in the country

The banking adviser to the Association of Iraqi private banks, Samir Nusairi said in an interview with "Economy News", "The Governor of the Central Bank addressed during the regular meeting with banks on the need to activate the initiative to finance small and medium projects, which aims to revitalize the economic cycle of the country, Governmental and private development

He added that "the Central Bank called for a meeting on Thursday, 27/9/2018 at the headquarters of the Central Bank to discuss ways to activate loans to finance small and medium-sized projects in light of the experience of banks in lending and reconsider the interest rates adopted and motivated by the increase in the number of loans granted to these projects

He pointed out that "banks call for giving flexibility in the identification of sectors and projects and reconsider some of the conditions and instructions governing the mechanisms of lending LINK

Don961 » September 25th, 2018

The role of the United States in determining the future of Iraq


- 2 Hours Passed

The United States has invested a great deal of time and effort in Iraq over the past 15 years. However, the political process in Iraq has been stalled, as the damage caused by the failure to implement the principles of democracy has been reflected in every electoral entitlement in Iraq. To complicate matters, the role played by pro-Iranian Islamic parties in the Iraqi arena has been complicated.

Since these parties believe in the primacy of the Qur'an in the government, and believe in the principle of Ayatollah Ruhollah Khomeini (Wilayat al Faqih), its objectives are primarily to support Iran's regional influence rather than to support internal stability and democracy in the country. Those parties view democracy and its principles with great suspicion, especially those concerning women, child protection, human rights and citizenship. In addition to these complex relations, the policy adopted by General Qasim Soleimani, commander of the Quds Force and its Iraqi militias, led to the subordination of these parties to Iranian dictates.

Contrary to Iran's growing influence in Iraq and its clear and ongoing interference in political affairs in the country, US attention to Iraq's future is unclear to many local observers. Although the United States has stated that curbing Iran's regional influence is one of the main objectives of its foreign policy, these efforts have become complicated by its history in Iraq and its foreign policy there. With the Obama administration concluding a nuclear deal with Iran and the withdrawal of US military forces from Iraq, many anti-Iran groups have interpreted US silence as tacit consent to subject Iraq to Iran's expansionist fervor. The inclusion of the Fatah coalition in the dominant political coalition also shows the Obama administration's policy of silence towards Sulaymani's actions in the country, and the continued mixed messages from the current administration.

Iraq's current political and economic crises of Iraqi sovereignty and the absence of the principle of separation of powers and the spread of administrative and financial corruption have, of course, been the inevitable result of the failed American policy that Iran is exploiting to expand its influence not only in Iraq but in the region as a whole. The Iraqi parties, backed by Iran, have shown no interest in the current crisis in Iraq. Iran's interference in Iraq's internal affairs is a major threat to the democratic process there. Iran's Islamic parties systematically rigged the elections, not only in Shiite but also Sunni provinces, which contain Sunni elements burdened with corruption and linked to Sulaimani or his followers.

Now, the newly formed Iraqi government appears to be particularly vulnerable to Iranian machinations, especially after Sulaimani and a number of corrupt politicians have formed a bloc of more than 100 members, a clear challenge to politicians looking to To limit Iranian influence in Iraq.

In the months since the Iraqi elections, Soleimani sent a clear message to both Iraqi and American officials that Iran would have great control over the appointment of ministers and electoral blocs, especially after forming an opposition bloc of 145 members of parliament led by Hadi al-Amiri and Former Prime Minister Nuri al-Maliki.

Suleimani's apparent success in controlling the reins of the new Iraqi government demonstrates Iran's firm position and clear policy toward Iraq. Moreover, under the long process of forming an Iraqi government, Soleimani's active positions remain largely in contradiction with the mixed messages of US State Department officials, including the latter's acceptance of the results of the Iraqi elections despite evidence of corruption and fraud.

The lack of clear vision by US officials in Iraq is also expected to lead to a failure to form a new, moderate Iraqi government free of Iran's growing influence. In addition, many Iraqis who have relied on the vision of American democracy as a model for their country have lost confidence in American politics, leading them to fall into Soleimani's arms. It was a fatal blow to independents, moderates and Democrats, and a blow to future US interests in Iraq.

The solution is clear: the United States and its representatives in Iraq must adopt clear positions on their policy in Iraq and realize that the US-Iraqi partnership is not a one-way US investment, but rather a cooperation that guarantees benefits for both countries. The US administration should not allow its staff to repeat the same mechanisms and policies adopted by the Obama administration in Iraq as they no longer reflect the renewed interest of the United States towards Iran.

Perhaps the most effective and quick way to restore American influence in Iraq is to work to activate the Iraqi-US agreements concluded. The United States can also contribute to reconciliation among different communities in Iraq and give Sunni Arab communities the sense that they will be partners in managing the future of the country. By providing additional resources to support decentralization and supporting efforts to recruit Sunni Arabs into the Iraqi security forces. Finally, the United States should work to support and develop the Iraqi media in order to counter Iranian sectarian propaganda that is working to divide the people of the same homeland.

This does not necessarily mean that the United States is unilaterally responsible for developing its relationship with Iraq, but Iraq, for its part, must maintain its oil independence regardless of market signals and regional conflicts. Strengthening the US-Iraqi partnership will not only be achieved through US investment in Iraq, but through joint cooperation that will ultimately lead to economic and strategic benefits for both countries.
An alosi example

Washington Institute link

E-governance is an effective way to combat corruption in Iraq

25th September, 2018

One of the root causes of the unrest in Basra in southern Iraq is corruption, a problem that the federal government faces

But fortunately that Iraq is able to address this problem through a number of anti-corruption measures, including e-governance centers and unified services and encourage the participation of civil society and random inspection procedures, all of which measures have been successfully implemented in other countries. While the special circumstances in Iraq may pose some challenges to the implementation of these tried measures, these tools may be necessary to revitalize people's trust and facilitate the provision of basic services

E-governance

The first of the above measures is e-governance, which means the use of ICT by the government and private organizations to achieve effective management. E-governance is a useful anti-corruption mechanism because it reduces the number of interactions with employees, speeds up decision-making and limits human error

Although the initial costs of e-governance are high, they provide long-term money and ensure transparency at the same time. For example, after Slovakia adopted bidding online for certain goods and services, the cost of waste collection dropped by one-third of the original cost of $ 900 thousand euros in 2008 to 600 thousand euros. Slovakia has also passed a law requiring government institutions to publish their contracts and revenues online, thereby greatly enhancing bureaucratic transparency

In the case of Iraq, significant gains can be made in applying e-governance practices. By facilitating bureaucratic procedures, ensuring transparent publicprocurement and creating a transparent tax system, the Iraqi government can attract more foreign investors and, as a result, accelerate reconstruction and improve service delivery

But it should be noted that it may be difficult for Iraq to implement e-governance. Since the beginning of 2018, the country does not have a valid postal system, which is one of the primary requirements for online transactions and for the reliable banking sector

It is therefore not possible to make a technological update overnight. However, Iraq can overcome this gap in its potential by requiring every individual to open a bank account to rent a mailbox, provided that it is available at a price not exceeding $ 20 per year

When opening a bank account, customers can also be provided with guides that include information on how to participate in eServices online

What is meant by all this is to say that the launch of e-governance in Iraq may not be easy, but it is not impossible to overcome this challenge

Single window

The term "single window" refers to a system that collects representatives from various government institutions responsible for providing different aspects of the same public service in one geographic location that a citizen can visit to obtain that service. This system has proven its ability to accelerate service delivery, reduce costs and reduce the need to verify information and documents

In Iraq, the National Investment Authority, established by the government in 2007, is a model of a unified service center. However, due to lack of coordination between national and provincial authorities, foreign companies still face difficulties in investing in Iraq. Therefore, in order to achieve more effective results, it would be prudent for Iraq to follow the example of the United Arab Emirates in the application model of the unified service center based on the following stages

First, the services included in the unified service center system can not be randomly chosen. In the past, such services must have been submitted in a manner that has been subject to many complaints, that the demand for them is high or that services are necessary for investment

Second, after selecting the services to be provided by the unified service centers, the Government should prioritize each service

Thirdly, with a view to establishing a unified service center, the Government should develop a plan of action that would draw up streamlining services and define the responsibilities of each participating body

Encourage the participation of civil society

Civil society organizations can play a very useful role in fighting corruption: evidence shows that these organizations are effective in monitoring and evaluating anti-corruption efforts, exposing corrupt practices, implementing regional and international anti-corruption initiatives, and building alliances to support anti-corruption measures

Random Inspection

Random inspection is a common and widespread procedure in the United States, and is very effective because it increases the likelihood of detecting corrupt practices, especially when the ability of institutions to expose such practices is weak and when opportunities for corrupt behavior are available

Washington Institute LINK

Samson » September 25th, 2018

Major international participation in the summit of reconstruction and economic development


25th September, 2018

The International Conference on Investment, Reconstruction and Development of the Iraqi Economy will be held in December. The conference will be organized in cooperation with the Fund for the Reconstruction of the Liberated Areas in cooperation with the British Frontier Exchange Company, which is specialized in the establishment of international conferences and exhibitions.

"This event comes in very sensitive circumstances, which requires mobilization of efforts and capabilities to promote the national economy and the reconstruction and services sector, especially after the liberation of Iraq completely from the organization of" Da'ash "terrorist and improved security conditions.

"This summit will provide access to employment opportunities and the best local private banks. The summit will be a conference on the sidelines of the Golden Opportunity Exhibition to meet with the world's largest companies and investors looking to work in Iraq as well as international organizations that seek to provide support and aid to the country in various fields such as reconstruction, Economic."

The head of the reconstruction fund of the affected areas d. "The presence of the specialized international effort in Baghdad represents a real support for the reconstruction and reconstruction of liberated areas that require great effort," said Mustafa al-Hitti, adding that "the efforts of the Fund in the reconstruction of the affected areas through the implementation of important projects in these areas, Life of the Iraqi citizen ".

He pointed out that "the presence of international companies in Baghdad is evidence of the ability of participating companies and their desire to work within Iraq, and in turn we will work to provide the appropriate operational environment in cooperation with the parties concerned," and praised the role of the company organized in attracting international effort. LINK
by Ssmith
on Wed Sep 26, 2018 9:41 am
 
Search in: GURU FICTION & PREDICTION DAILY
Topic: "Discuss Ways to Activate" - Tues. PM KTFA Thoughts/News 9/25/18
Replies: 0
Views: 552

HAS "Prayer" Church Bank Call Tonight at 9 PM EST 1/13/18

Topics tagged under 21 on Dinar Daily Yosef_10
By: Human Angel Services www.humanangelservices.com
Title: “Prayer” Show #21 CHURCH BANK CALL TONIGHT
Date & Time: Saturday, January 13th at 9:00 PM Eastern TONIGHT
Speaker: Moshe
Host: Showme, Sophie

Attend by Phone:
Primary dial in number: (206) 402-0100
Guest pin code: 921624#
Secondary dial in number: (312) 279-3393
Guest pin code: 921624#

To listen online click link below (click on broadcast) :
https://iTeleseminar.com/104546199

Please Submit your questions to be answered on the call by going to www.humanangelservices.com website for the link for questions.
by Ssmith
on Sun Jan 14, 2018 8:13 am
 
Search in: GURU FICTION & PREDICTION DAILY
Topic: HAS "Prayer" Church Bank Call Tonight at 9 PM EST 1/13/18
Replies: 0
Views: 802

Bruce D NOT CALLING IT---JUST SAYING POINTING TOWARD IT GOING VERY QUICKLY.--Call Notes 4/21/16

DEEP GRATITUDE'S TO MALLY AND COLORADOGURL FOR THIS TRANSCRIPTION, AS MY COMPUTER BOMBED OUT. (WingIt)


MB. INTEL BEGINNING. SUE WILL READ COMPLITATIONS OF TODAYS CALL, DOING THE BEST WE CAN TO BE ACCURATE, PLEASE REALIZE WE CANNOT CALL THIS RV. NOT DOING DATES, RATES. EARS TO HEAR, WILL GLEEN INFO FROM TONIGHT. WE ARE CLOSE, BEEN CLOSE FOR A WHILE



B. BASED ON INFOR OUT, WE JUST NEED TO BE IN A QUIET STATE OF EXPECTATION. NONE IS PERFECT, DO THE BEST WE CAN TO GLEEN THE TRUTH FROM WHAT WE HEAR. THIS SAID, THIS IS OUR DISCLAIMER.



SUE. GOING TO BORROW SOME MIRACLE ENERGY OF PRAYER.



B. ROBERT AND I WILL ALTERNATE ON POINTS OF INTEREST.



SUE. #1 TMORROW 4.22 16 IS ONE YEAR SINCE THE TRN WERE MADE ACTIVE BY CHINESE ELDERS.



SUE. #2 WHAT WE'RE REALLY DOING IS POINTING OUT ASPECTS OF SPECIFICS SIGNIFICANTS.



SUE. #2 THE TRN EVENTS, BEGINS THE RV, WHICH IS FINAL PIECE OF GCR PUZZZLE, INVOLVES 1.00 OF PARTICIPANT.S



B. PARTICIPANTS INVOLVE CHNESE ELDERS, PEIPLE IN THE EAST WHO'VE HAD THIS CHANGE FOR LONG TIME.
 
#3. IN ESSENCE, CHINA BEGAN MOVING CURRENCY INTO GOLD-BACKED ONE YEAR AGO.



SUE, CHINA BEGAN MOVING USA, IN 4.22.15, BEEN A YEAR, INTO GOLD-BACKED CURRENCY ONE YEAR AGO.



B. HAVE TRN'S WHICH ARE GOLD BACK, CHINA UP UP GOLD TO BACK OUR NEW CURRENCY, ON THEIR OWN.



SUE. ON WED JACK LEW MOVED FORARD TO MOVE CURRENCY IN USA, TO ANNOUNCE THIS TO THE WORLD. IN CNBC AND FOX NEWS.



SUE. ON WED JACK LEW MOVED FORARD TO MOVE CURRENCY IN USA, TO ANNOUNCE THIS TO THE WORLD. IN CNBC AND FOX NEWS.



R. IT WAS A VERY, VERY SUBTLE ANNOUNCEMENT. NOT EXACTLY WHAT WE WERE LOOKING FOR, BECAUSE NOT REALLY PRINTED, WE ALL KNOW THAT THE NEW TRNS ARE OUT.



SUE. #5 NEW USN, COINED CURRECNY, PRINTED WITH NEW IMMAGERY, ON 20 DOLLAR BILL.



#10 NEW GOLD BACK USN CURRENCY IS EXPECT ED TO BE LIVE WORLDWIDE FRIDAY MORNING.



R. HEARING FRIDAY MORNING



B: CHINA OPENING MARKET AND IT IS ALREADY GOLD BACKED AND TRADEABLE



B: WE HAVE PASSED THAT TIME FRAME AND CHINESE YUAN IS NOW GOLD BACK AND TRADEABLE AS SUCH. 
MARKET OPENING. 1 YEAR OPENING CANT CALL IT AND - INDICATION IS IT'S COMPLETE



S. AS OF 4/22/16 WORLDWIDE REDEMPTION IS COMPLETE AND EVERYTHING IS DONE



ROBERT: THAT IS MY UNDERSTANIDNG



R: AFTER 8AM CHINA WHICH IS NOW



s. GCR IS SCHEDULED TO COMPLETE AFTER 8:00 THURSDAY AND 8 AM CHINA 
THEORY IS THAT EVERYTHING IS COMPLETE AND WAITING FOR NOTIFICATIONS AND TOLL FFREE NUMBERS



S: INSTRUCTURED PAYOUTS WILL BE ESTABLISHED FOR ALL CURRENCIES.



R: THESE STRUCTURED PAYOUTS ARE FOR OUR BENEFITS. AMTS WILL BE VERY VERY HIGH. THE MOTHERLODE OF YOUR TRANSACTION WILL BE TAKEN CARE OF MY WELLS FARGO. AND WILL CREATE A SKELETON TRUST



B: YES. MOTHER LOAD OF YOUR TRANSACTION WILL BE IN THE BANK AND SKELETON TRUSTS WILL BE AVAILABLE AS A VEHICLE TO KEEP THE MONEY SAFE



R: TO KEEP THE MONEY SAFE



B: IT IS A BARE-BONES TRUST TO PROTECT YOUR WEALTH 
TO PROTECT YOUR CURRENCY AND BE A BENEFIT IN PLACE. THE BANKS KNOW HOW TO DO IT AND WILL BENEFIT YOU IN WAYS HE CAN'T GO INTO NOW.



S; THERE WILL BE SPECIAL STRUCTURED PAYOUTS FOR REDEEMERS



BRUCE: AS I UNDERSTAND IT



BRUCE: SINCE THE STRUCTURED PAYOUTS WILL BE USED ON ALL 3: DINAR, DONG AND ZIM. W/O GOING INTO 
THIGNDS THAT MIGHT CHANGE...AT A CERTAIN LEVEL OF EXCHANGE FOR DINAR.... AT A CERTAIN LEVEL.. YOU COULD QUALIFY FOR A 
STRUCTURE FOR 48 MONTHS.....SAME FOR DONG - 24 - 48 MONTHS.



ZIM 24 - TO 48 MONTHS, SOME CAN BEW LONGER



B: BECAUSE THE AMOUNTS WILL BE OF THE SIZE THAT THEY WILL BE, STRUCTURED PAYOUTS WILL BE THERE BASED UPON A CERTAIN THRESHOLD--WHICH IS SUBJECT TO CHANGE--NET AFTER YOUR EXCHANGE YOU MAY QUALIFY FOR STRUCTURED PAYOUT FOR 24 - 48 MONTHS ON BOTH DINAR AND DONG. ZIM IS SET UP FOR 24 -48 MONTHS AND SOME UP TO 5 YEARS



S: #16 ZIM REDEEMERS WILL BE ASKED ABOUT HUMANITARIAN PROJECTS 
BANKS ARE SEEKING REDEEMERS WHO WILL DO 75% OR MORE FROM THE ZIM EXCHANGE ONLY - FOR HUMANITARIAN PROJECTS....



STRUCTURED PAYOUTS WILL BE LOW ENOUGH FOR YOUR HUMANITARIAN PROJECTS 
SUBJECT TO CHANGE I BELIEVE IT WILL BE 5 YEARS



B: IF YOU PLAN TO USE 75% OF YOUR ZIM PROCEEDS FOR HUMANITARIAN PROJECTS, THEY WILL GIVE YOU LOWER PAYOUTS FOR YOUR PROJECTS--BRUCE BELIEVES IT TO BE 5 YEARS 
DEPENDING ON AMOUNT. WILL HAVE ACDCCESS TO A PORTION OF THAT 
YOU COULD GO LONGER W A STRUCTURED PAYOUT, TO BEGIN FUNDING YOUR PROJECT RT AWAY.



B: YOU CAN GO LONGER BEFORE YOU GET ACCESS TO IT, BUT YOU CAN ALSO GET FUNDING EARLIER IF YOU NEED IT



B: IF YOU ARE 60 OR OVER, T HERE ARE SPECIAL CONDITIONS WHERE YOU CAN RECEIVE PAYOUT FOR 
BENEFIT OF THOSE FOR THAT AGE OR OVER 
SECURITY IS AT HIGHEST ALERT LEVEL POSSIBLE



S: SECURITY IS AT ITS HIGHEST ALERT LEVEL POSSIBLE



B: WE COULD COMMENT ON THAT, BUT WON'T. WE ARE TRYING TO KEEP EVERYONE SAFE FOR THIS PROCESS. 
(WOW) B: MEASURES HAVE BEEN TAKEN TO KEEP ALL SAFE REDEEMING CURRENCY, AND BACK TO YOUR BACK W MEETING W WEALTH MANGERS



B: PLANS TO KEEP SECURITY IN PLACE



S: REDEMPTION CENTERS ARE FULLY STAFFED FOR 2 FULL SHIFTS PER DAY.



S: REDEMPTION CALL CENTERS AND OFF SITES ARE FULLY STAFFED 12 AM AND 12 PM 
EMPLOYEES ARE ON LOCK DOWN AND SORT OF BLACK OUT



B: I UNDERSTAND THAT THESE EMPLOYEES ARE ON 12 HOUR SHIFTS 
CALL CENTERS AND REDEMPTION CENTERS ARE ACTRUALLY ON 12 HOUR SHIFTS, ON LOCK DOWN....



r: YES, THEY ARE ON 12 HOUR SHIFTS AND LOCKED DOWN FOR COMMUNICATION



19. NEW CHINESE GOLD STANDARD WILL STEP AWAY FROM BRITISH TROY OZ



s: #19 THE NEW CHINESE GOLD STANDARD ARE EXPECTED TO USE A NEW UNIT OF MEASURE AND STEP AWAY FROM THE TROY OUNCE 
NEW THING IN BEIJING, HAVE SET PRICE, FOR GOLD, THE PRICE OF GOLD IS GOING TO APPEAR MUCH LOWER ... THAN THE CURRENT PRICE IN TROY OZS 
SO THE ACTUALY VALUE IS GOING TO VARY



b: I UNDERSTAND THEY ARE GOING AWAY FROM THE TROY OUNCE. BY DOING THAT, THE PRICE OF GOLD IS GOING TO APPEAR MUCH LOWER THAN THE CURRENT PRICE IN TROY OUNCE. 
WE'VE SEEN ALREADY THE MKT START TO SHIFT BECAUSE THIS HAPPENED THEROUGH BEIJING



B: WE HAVE ALREADY SEEN THE MARKET START TO SHIFT BECAUSE OF THIS MOVE THROUGH BEIJING 
DIFFERENT CLASS AND CATEGORY 
CHINA TRYING TO GET THE PRICE OF GOLD DOWN TO A MORE USER FRIENDLY PRICE



B: BECAUSE THE UNIT OF MEASURE IS DIFFERENT. CHINA IS TRYING TO GET THIS DOWN TO A MORE USER FRIENDLY PRICE. 
B: SEEKING ITS OWN LEVEL JUST LIKE WATER SEEKS ITS OWN LEVEL



20: ALL CURRENCY RELEASES HAVE BEEN ANNOUNCED ALREADY: CHRISTINE LEGARDE, JACK LEW, IRAQ POSSIBLY



R: YES. CHINA STARTED WITH GCR ANNOUNCEMENT 
LOTS OF ANNOUNCEMENTS - HISTORIC ANNOUNCEMENTS



r: FOLLOWED BY LEGARDE AND MANY OTHERS



S: HAS BEEN 1 YEAR SINCE TRN MOVEMENT HAS BEEN COMPLETED
 
S: IF HAS BEEN A YEAR SINCE THE TRN MOVEMENT BEGAN



R: CORRECT. 
30TH DAY SINCE IRAQ DID THEIR DEAL - THEIR RV. ROBERT THINKS 30 DAYS AGO THEY HAD TO SHOW RATE 
r; THIS IS ALSO THE 30TH DAY FROM WHEN IRAQ DID THEIR LAST RV CHANGE RATW



21. CHINESE ELDERS ARE INTENDING TO RELEASE CODES SOMETIME THURS EVENING



#21 CHINESE ELDERS INTEND TO RELEASE RV CODES TONIGHT OR TOMORROW MORNING



B: WHAT WE UNDERSTAND... THE TOTAL RELEASE CODES 
@22 BASED UPON THE LASTEST INFORMATION, THE HIGHEST RATES WILL BE OFFERED AT CERTAIN WF LOCATIONS



22: THE HIGHEST CURRENCY NUMBERS WILL BE RELEASED 6 DAY MARGIN....PRES. LAW: SO CALLED HIGH RATES



B: WE BELIEVE THEIR IS GOING TO BE A 6 DAY WINDOW WHERE THESE HIGH RATES WILL BE GIVEN 
WILL BE DONE ONLY THROUGH THE LEAD BANK: WF



#23 EVERY ZIP CODES WILL HAVE 2 REDEMPTION OPTIONS. SOME WILL HAVE MORE.



23: POPULATION DENSITY WILL DETERMINE HOW MANY / WHAT KIND REMEPTION CENTERS FOR THE POPULATION



23: POPULATION DENSITY WILL DETERMINE HOW MANY / WHAT KIND REMEPTION CENTERS FOR THE POPULATION



B: ONE MIGHT BE A BANK AND ONE RC---OR MIGHT BE 2 RC AND NUMBERS EXPECTED



24: FULL MOON REACHES IT'S PEAK AT 10:23 PM PACIFIC 
SIGNIFICANCE OF FULL MOON : CHINESE TIE INTO NATUAL ENHANCED ENERGY SIGNIFICANCE



s: SIGNIFICANCE IS THE CHINESE TIE INTO LUNAR AND NATURAL ENERGY CYCLES WHEN DOING SOMETHING THIS SINIFICANT



R: LIKE IN THE BIBLE: WE JUST HAD THE 4 BLOOD MOONS OCCUR LIKE IN THE BIBLE. GOD CREATED IT THAT WAY



S: IT'S SACRED!!



B: CHINESE TIE INTO THE SACREDNESS OF THIS EVENT!! 
CONNECTEDNESS



25: B: WE DON'T KNOW IF THIS IS SIGNIFICANT OR NOT: DIFF SCENARIO OF WHAT WE ARE IN OR NOT. KUWAIT CHARTER - AT THE TIME THERE WAS A LOAN MADE TO KUWAIT. THEN 6-8 HOURS LATER THEY REVALUED!!!!



S: #25 ITS A DIFFERENT SCENARIO WITH IRAQ---WITH KUWAIT, STANDARD CHARTER WAS TIED TO THEIR EXCHANGE THROUGH LOANS



B: LOANS WERE MADE YESTERDAY TO IRAQ FOR LOANS 
YESTERDAY OR TODAY THE IMF MADE LOANS TO IRAQ!!!! SO WE ARE HOPING THIS IS A PARRALLEL!!! THE WORLD WIDE ANNOUNCEMENT AND TRADEABILITY MAY BCOME OUT IN LIKE MANNER



B: PARALLEL IS BEING DRAWN



S: RV IS BEING CALLED 4/21/16.



B: THINK THIS IS SIGNIFICANT BECAUSE OF THIS TIMELINE 
INTERESTING COMPILIATION OF THINGS WE THINK IS BEING CORRALLED



S: SHOUT OUT TO INTEL PROVIDERS FOR EVERYTHING



B: BASED ON INTEL ON ALL OF THIS INFO, IN A MODE OF ANTICAPAAAATION..... IN A GREAT PLACE - CAN'T CALL IT....WE ARE JUST SAYING



B: BASED ON INTEL THEY ARE GETTING---IN A MODE OF ANTICIPATION OF THIS HAPPENING---NOT CALLING IT---JUST SAYING POINTING TOWARD IT GOING VERY QUICKLY
by Ssmith
on Thu Apr 21, 2016 10:50 pm
 
Search in: GURU FICTION & PREDICTION DAILY
Topic: Bruce D NOT CALLING IT---JUST SAYING POINTING TOWARD IT GOING VERY QUICKLY.--Call Notes 4/21/16
Replies: 8
Views: 2294

39 Signs the Global Elite’s Ship is Sinking

39 Signs the Global Elite’s Ship is Sinking

Make no mistake about it. The tide has turned on the global elite and there will be no going back. A new day is rising for humanity as those who have planned for complete control are now being exposed, cornered and investigated from many different angles. There is no need to buy into the fear-based propaganda the major media and even several alternative media outlets dispense. Very good things are happening and even better things are coming.
Let’s take a look at some of the major stories that have occurred in the last few months. Piecing the puzzle together, we see that the jig is up and the events surrounding it are growing in size and speed.



Topics tagged under 21 on Dinar Daily 39-Signs-the-Global-Elite%E2%80%99s-Ship-is-Sinking-Lance-Schuttler-330x202
3rd October 2015
By Lance Schuttler
Guest Writer for Wake Up World


39 Signs the Global Elite’s Ship is Sinking






#1: 57 Nations approved as founding members of the China-led Asian Infrastructure Investment Bank. Notable countries who signed on June 29th, 2015 include Russia, India, Iran, Switzerland, Germany, France, Saudi Arabia, Australia, Indonesia, the UK, Italy and Austria. Notables who did not join are the U.S. and Japan.

#2:
May 12th, 2015: Russia asks Greece to join the BRICS Alliance. Notice the BRICS trend in the stories to follow.

#3:
May 24th, 2015: The Pentagon released documents to Judicial Watch, a government watchdog law firm, proving that the US Government played a central role in creating ISIS. Interestingly, the mainstream media failed to cover this story. A few weeks later, ex US Intelligence officials confirm the report.

#4:
May 31st, 2015: Greece’s Prime Minister Alexis Tsipras writes an open letter, warns European leaders they are “making a grave mistake,” and suggests they re-read Hemingways’ “For Whom The Bell Tolls”.

#5:
June 2nd, 2015: The U.S. Federal Government was hacked as the personal data of 4 million current, former and prospective employees believed to have been breached. 3 weeks later FBI Director James Comey told US Senators the actual number could be 18 million. Some believe the hack was coordinated to gather further evidence of crimes by certain government officials. More on that further down.

#6:
June 2nd, 2015: Kentucky Senator Rand Paul calls for the U.S. Government to declassify 28 pages in the 9/11 attack report that the Bush Administration blacked out.

#7:
June 3rd, 2015: Famous musician Akon announces his Solar Academy will bring solar power to over 600 million people in Africa. A major victory for clean energy and humanity.

#8:
June 4th, 2015: Whistle-blower Edward Snowden says a “profound difference” had occurred since releasing the NSA documents and that the balance of power has shifted in our world. Is he referring to the BRICS Alliance?

#9:
June 5th, 2015: “There Will Be A Reset of The Financial Industry.” The International Monetary Fund says the Chinese Yuan is no longer undervalued. This sets the stage for the Yuan to be recognized as a global reserve currency, something the U.S. Dollar (which is backed by war and oil) does not like.

#10:
June 7, 2015: Deutsche Bank, one of the world’s largest banks, Co-CEO’s Jain and Fitschen resign. Two days later, German prosecutors raided the Bank’s headquarters in a criminal tax-fraud probe.

#11:
June 15, 2015: China says the G-7 Summit in Germany was a “gathering of debtors.” They mean this literally as the Bretton Woods western financial system is based on debt. And in fact, the entire western financial system has been running illegally and is technically bankrupt. For more on the real history of Bretton Woods and its connection to JFK, The Global Collateral Accounts and the gold standard, read here.

#12:
June 17th, 2015 is quite the day with the next four stories all being reported at that time. First, JP Morgan’s number 2, the Vice Chairman Jimmy Lee, suddenly and unexpectedly passes over. Since late 2013, the list of high-level banking officials to have passed over has grown to 70. Clearly, something is happening.

#13:
June 17, 2015: Russia and China announced that all natural gas and crude oil sales between the two countries will now be done in Chinese Yuan (formerly the U.S. Dollar) and will be convertible into Russian Rubles. The U.S. Dollar hegemony is waning.

#14:
June 17, 2015: The State of Texas has signed a bill that calls for the repatriation of their gold from the Federal Government. When asked what would happen if the government tried to steal back the gold, State Representative Giovanni Capriglione said this: There is a motto in the office of almost every state legislator in Texas, and it’s a flag that we have [from the Texas Revolution], it’s below a cannon and what the motto says is, “Come and Take it.”

#15:
June 17, 2015: Greece’s Hellenic Parliament’s Debt Truth Committee released a report stating that the debt Greece “owes” is illegal, illegitimate and odious, according to international law. Further, they stated the IMF and ECB (European Central Bank) having illegally and knowingly imposed these illegitimate debts upon Greece and other nations. A direct call out to the global banking cartel.

#16:
June 18th, 2015: Baron David de Rothschild has been indicted by a French court over financial fraud. French police have been ordered by the court to track down Baron. The Rothschild family has long been viewed as the family sitting atop the global financial ponzi scheme. Lawyer Antonio Flores told reporters, “it’s a real breakthrough moment for everyone involved.”

#17:
June 18, 2015: In a 2-1 ruling, the 2nd Circuit U.S. Court of Appeals says Bush era officials can be held liable for detaining innocent people after the 9/11 attack. Will this lead to some major arrests?

#18:
June 19, 2015: While European leaders try to save face on the debt crisis, Greek PM Alexis Tsipras was in Russia and gave a speech at the St. Petersburg Economic Forum, stating that “the economic center of the planet has already shifted” and that new powers are playing an “important role on an economic and geopolitical level.” Now re-read story header number 8… BRICS, anyone? Oh, and Greece and Russia signed a €2 billion gas pipeline deal that day too, a strategic economic and geopolitical game-changer.

#19:
July 5th, 2015: Greece votes “NO” to the creditors’ bailout offer. This is a massive stance for humanity that Greece just took against the banking elite. As of this writing, a “deal” has been reached but is expected to fall apart in the coming days. Kicking the can down the road does not solve the issue, but rather speeds up the revolution mindset of many frustrated Greek citizens. October is when many financial experts are saying that some fireworks are to be expected.

#20:
July 7th, 2015: The BRICS Bank officially opens for business.

#21:
July 8th, 2015: On this day, several strange events occurred. The NYSE was taken down for multiple hours, the Wall Street Journal was taken offline just after the stock exchange went down, United Airlines was forced to ground all of its flights nationwide due to computer “issues,” and 2,500 people losing power in Washington D.C. This whistle-blower journalist just wrote that his Pentagon sources said the Pentagon/BRICS Alliance took it down as a “dry run.”

Topics tagged under 21 on Dinar Daily 39-Signs-the-Global-Elite%E2%80%99s-Ship-is-Sinking-3


#22:
July 7th, 2015: Backing up one day we see that the hacking group Anonymous tweeted this on the evening prior to the stock exchange hack: Wonder if tomorrow is going to be bad for Wall Street… we can only hope. David Wilcock has previously written a detailed document stating that Anonymous is working with certain patriotic US Military forces to legally take down the banking elite. This aligns nicely with what the whistle-blower journalist, Benjamin Fulford, just wrote this week about the Pentagon and BRICS Alliance in the previous story.

#23:
July 14th, 2015: Iran, China, Russia, France, Germany, the U.K. and the U.S. reach a historic deal on Iran’s nuclear program. Entire books could be written on the geopolitical, financial and technological implications of this move. There are also reports that the reality of this situation is that Iran has free energy technology and will be using this to help bring down the banking/political/oil industry elite. This would make sense as the strongest opponents to this deal have been Israel and its Prime Minister and several American politicians like the Bushes, Marco Rubio and Ted Cruz.

#24:
July 15th, 2015: Santa Cruz County votes to stop doing business with 5 major banks, including JP Morgan Chase, Barclays, Citigroup, Royal Bank of Scotland and UBS. Watch this set off a chain reaction in those who will follow suit.

#25:
August 11th, 2015: China (a very influential BRICS member) shocks the markets and the Wall Street banking cartel by devaluing the Yuan by 2%.

#26:
August 12th, 2015: China throws a second punch and devalues the Yuan by another 1.6 %. Two explosions, which are being labeled as nuclear by some, went off in Tianjin, China just 1 day after the bold currency move. As of this writing, 4 explosions have taken place and are suspected as retaliation against the Chinese by the Wall Street banking cartel.

#27:
August 13th, 2015: China devalues the Yuan for the 3rd consecutive day, down a total of 4.65%. As one financial expert wrote, this was “the haymaker.” In layman’s terms, China erased almost 5 years worth of “controlled appreciations” in 3 days. Thus, China (and the BRICS Alliance) just told Wall Street and Washington D.C./London, “we are in full control here and you will play ball by the rules.”

#28:
August 14th, 2015: China once again shocked the world by announcing an updated total of the gold reserves, just 29 days after their last update. In the past, they have updated their reserve total only every 5 or 6 years. Clearly, a transition to the gold standard is at hand. This is the last thing the fiat-based U.S. Dollar and central banking cabal wants and can afford.

#29:
August 24th, 2015: David Wilcock releases a new update stating that his inside sources are telling him the geopolitical situation playing out between the banking cabal and the BRICS alliance is reaching a crescendo.

#30:
August 28th, 2015: North Korea and South Korea agree to hold peace talks as North Korea’s Supreme Leader Kim Jong Un said the agreement is a “landmark occasion” in the road to “reconciliation” and “trust.” Is the banking cabal’s influence over South Korea being dismantled? Its well known they have long controlled South Korea and have infiltrated their governance as a means to keep the two Koreas divided. Secondly, the more that unity and peace spreads, the quicker the cabal falls…and they know this.

#31:
August 31st, 2015: In an article that I highly recommend, the author perfectly describes what China, Russia and the BRICS alliance are doing to the U.S. Dollar and thus to the banking cabal by China dumping billions of Dollars worth of U.S. Treasuries. I’ll leave you with this quote from the article: “China, Russia and much of the international community is signaling that they’re prepared and strapped in… they’re in the cockpit, and have punched their ‘hyper-drive.’ De-dollarization will quicken to warp speed. Eurasia is ready for this rocket ride to begin… and to benefit, on their balance sheets, from the gold (and silver) revaluations shortly to take place.”

#32:
September 1st, 2015: Vladamir Putin drafts a bill aimed at eliminating, yes eliminating, the U.S. Dollar and Euro from trade between CIS countries, which includes Russia, Belarus, Armenia, Kazakhstan, Kyrgyzstan, Tajikistan and other countries of the former Soviet Union.

#33:
September 3rd, 2015: Guatemala erupts in protests calling for the resignation of their President. He does resign and is jailed in connection to a corruption scandal.

#34:
September 3rd, 2015: 34 Senators have committed to support the Iran nuclear deal, which again, is a huge blow to the cabal’s plans. In addition, Saudi Arabia’s King Salman visited Washington over the weekend and has given support to the deal as well. Saudi Arabia, who was once a strong ally to the Bush/Clinton/Israeli syndicate, has essentially turned its back on them.

#35:
September 3rd, 2015: The Japan Bank for International Cooperation announced that it is in the process of turning to currency swaps in rubles (and NOT U.S. Dollars) with several large Russian banks. Remember that Japan was of the two (the U.S. was the other) notable nations that did not join the Asian Infrastructure Investment Bank in late June. It seems as though major regime changes are taking place behind closed doors in Japan. Stay tuned.

#36:
September 5th, 2015: The BRICS $100 billion monetary fund is now operational.

#37:
September 6th, 2015: Over 105,000 people, including union leaders and Labour Members of Parliament, have signed the petition to arrest Israeli Prime Minister Binyamin Netanyahu for war crimes. Since the petition has reached over 100,000 signatures, the British Parliament must officially consider a debate on the situation.

#38:
September 6th, 2015: Neil Keenan released a new update regarding the global collateral accounts and the stage of the game he and his team are at in legally bringing down multiple very large banks and bankers. For those that don’t know, the global collateral accounts are the single largest financial cover-up in the world to date and have been illegally used and abused by many different banking institutions, governments and corporations. These accounts have strong ties to the assassination of JFK and to 9/11. I cannot over-emphasize the importance of learning about the global collateral accounts and passing that information on to others. Neil has said that it is expected to be around and possibly before January 2016 that very large fireworks (a positive for humanity) take place involving, all the big banks and several governments and corporations. The wait is coming to an end.

#39:
Now: You are here on the planet at this time to make a wonderful contribution. Please continue playing your role for the benefit of us all.

The Final Word

It is clear that something big is happening. Use this information to move forward with optimism and hope. Share with your friends. Discuss with your friends. Continue to search and dig for the truth. Two people I strongly suggest the reader looking into are Benjamin Fulford, the whistleblower who was the Asia Pacific Bureau Chief for Forbes Magazine and is listed in stories number 21 and 22, and Neil Keenan, who is working with many well-connected sources to open up the global collateral accounts. These accounts are what President Kennedy was reportedly assassinated over and are what the banking elite does not want the public to know exists.
This revolution WILL NOT be televised.


http://wakeup-world.com/2015/10/03/39-signs-the-global-elites-ship-is-sinking/
by RamblerNash
on Sun Oct 04, 2015 2:44 pm
 
Search in: CHATTER from DINARIANS
Topic: 39 Signs the Global Elite’s Ship is Sinking
Replies: 1
Views: 5089

Millionday Roundtable 3/25/15

Millionday: Agencies linking open rival market supply and demand directly connects Beneficiaries together without difficulties. 
However inter developments witnessed by the world in recent times, and the spread of Internet use is widely exceeded expectations, the World Wide Web and the entry of most areas of life electronic devices fixed and mobile, was the emergence of many websites are a must, in line with the requirements of life of the marketing and supply and demand and Social connectedness and so on from the concerns of the various individuals.

Millionday: NOTE -- THE SUPPLY AND DEMAND MARKET INCLUDES INTERNET NOW SO THEY ARE TALKING ABOUT THE USE AND NEED ETC

Millionday: ad service offered by some of these sites were of great importance in the field of e-commerce users and consumers and to them. 
Market Com among sites that won consumer confidence and increase sales dealers both in the Middle East open market site, or what users have dealt with the name of com market, which work on linking movements of supply and demand directly connects all parties benefiting each other without any difficulties or procedures cost them a lot of time and effort and also money.

Millionday: NOTE -- THEY ARE TALKING ABOUT MARKETING COM AND THE SERVICE OF ADVERTISING THEY OFFER AND THE NEED

Millionday: E-marketing this market leader in the field of classifieds and longer, which is considered the best and optimum mail marketing operations deployed on the Internet, the ability to attract the largest number of individuals and consumers and providers of various services, which are usually associated with the commercial sectors of different types and shapes, Depending on the requirements of the market and consumers. advantage of this site in the Middle East, including possessed of ideas translated into successful operations, where she worked on the translation market requirements, which ranged between individual traders and various service providers and individual consumers to Classifieds able to reach the target groups wherever they are and at any time.

Millionday: SO OBVIOUSLY WITH THIS BEING SENT OUT TO ALL OF IRAQ -- THEY ARE DISCUSSING THE MARKETING OF THEIR MARKET PRODUCTS ON-LINE AND ALSO THE NEED FOR TRANSLATION THAT THEY OFFER AS WELL AT ANYTIME --- SO THIS IS WONDERFUL TO EVEN SEE THE NEED ARISE FOR THIS REPORT ----- SMILE

Millionday: SEE THAT IS WHAT I WAS SAYING THE OTHER DAY -- YES IT IS VERY BAD IN SOME AREAS IN IRAQ -- BUT THIS IS THE 21ST CENTURY -- THEY DO NOT TRADE AS THEY DID IN OTHER WAR TIMES -- SO SOME ARE REPORTING AS IF ALL BUSINESS IS DONE WITHOUT THE STOCK MARKET AS IT IS ELECTRONIC -- AND ALSO AS IF E-COMMERCE IS NOT A DECIDING FACTOR OR EVEN CALCULATED FACTOR

Millionday: YOU TELL WHEN THEY SPEAK

Millionday: YES IT EFFECTS LOGISTICS BUT NOT AS ANY OTHER WAR TORN COUNTRY COMING FROM SANCTIONS THAT WE CAN COMPARE ---

Millionday: MAKE SENSE ?

Millionday: BUT IT CERTAINLY IS A LITTLE DIFFERENT -- ACTUALLY VERY VERY DIFFERENT THAN IT WAS BEFORE
======================================

Millionday: Hashemi endorsed a specialist economic government went to borrow from the inside through the sovereign debt launched by the Ministry of Finance bonds to the public at home and abroad to reduce the proportion of the budget that was caused by the decline in world oil prices since June last year's deficit. 
In this regard predicted economic Academic Dr. Majid Baidhani to accept a large audience of traders stock in the stock market on the acquisition of government bonds by the Ministry of Finance plans to launch soon.

Millionday: NOTE -- WE HAVE SEEN IN MANY REPORTS --- BONDS BEING LAUNCHED SOON -- HOWEVER -- TRADED IN THE STOCK MARKET IS GREAT TO SEE IN INK -- SO I LOVE THIS REPORT AND ITS EXPLANATION

Millionday: He said in a statement the "morning": Culture is owned by traders stock in the Iraq Stock Exchange are well aware of bonds and returns the value of which Stderha them for possessing experience and expertise in the bond and stock value Almalah.okan Finance Minister Hoshyar Zebari, the end of last week declared that Iraq is considering the issuance of international bonds denominated in dollars for five years worth five billion dollars to help bridge the budget deficit will soon begin to pay some dues oil companies Alojunbah.oahar academic economic to the financial factor is one of the more factors that affect the credit rating of sovereign debt because

Millionday: NOTE -- IT IS NOT UNUSUAL TO SEE BONDS BACKED BY US DOLLAR --- INVESTMENT IS WHAT IT IS CALLED AND THE US DOLLAR IS HELD BY IRAQ AS A RESERVE CURRENCY SO THIS IS FANTASTIC NEWS ---INVESTMENT

Millionday: that would lead to the degree of the world rankings for the national economy changed for the better, calling for speeding for the purpose of Iraq for sovereign credit from international credit rating agencies rating "Fitch, Moody's and Standard & Poor's" and the application of mechanisms and standards to improve the degree classification to become within the investment-grade low-risk, which will contribute to increasing the state's resources, allowing the country to attract investment companies and access to global capital markets and access to finance the appropriate cost.

Millionday: NOTE -- "Fitch, Moody's and Standard & Poor's" IS THE LAST OF THE THREE TO REPORT THE CREDIT RATING FOR IRAQ -- THEY NEED THE THIRD AND ARE STATING HERE THAT THIS WILL ALLOW INVESTMENT COMPANIES AND ALSO ACCESS TO CAPITAL MARKETS -- THAT IS CURRENCY MARKETS

Millionday: WHOOOPOW

Millionday: >>>>>>>
sovereign bonds ndash; according to Encyclopedia and Akebedea- are bonds the government issued generally to pay a certain amount at a certain date, as well as periodic interest rate for a certain period of time, with a specific interest rate, for a company or a country payments, usually government bonds are denominated in special currency in the country.

Millionday: NOTE -- US DOLLAR

Millionday: Baidhani emphasized that in the event of a percentage of bonds abroad, the demand will have more because of that enjoyed by Iraq of a good reputation in terms of high obligations to repay its debts over the past years, in addition to having multiple economic resources, noting that the borrowing from home reduces the need for external borrowing as well as the percentage of interest on foreign loans (International) would be great, despite the length of repayment, while borrowing from the inside is available and accessible to the presence of large Aktnazac is invested in the private sector.

Millionday: NOTE -- SO THIS IS HOW IT HELPS THEM -- INTEREST AND ALSO THE BONDS ARE FROM WHAT THEY HAVE -- US DOLLAR BACKED

Millionday: NOTE -- THIS ALLOWS IRAQ TO MINIMIZE THE BORROWING THEY WERE EXPECTED TO DO AND THEREFORE HELPS WITH DEFICIT

Millionday: The Finance Minister Hoshyar Zebari between in a statement, "we think of borrowing through government bond issue worth five billion sold outside Iraq ", pointing out that his ministry" has issued treasury bills for the year worth four trillion dinars, equivalent to about $ 3.5 billion in the local market on behalf of the Ministry of Oil and may issue additional authorizations of $ 1.5 billion. "

Millionday: SO as WE SEE THE BENEFITS HAVE BEEN STATED HERE -- GREAT TO SEE

RML: Yes, this scenario gives the financial structure of Iraq a definite validity. But this very important step forward still does not indicate a tradable sovereign currency, as of yet... Not being a nay-sayer, it just seems they are still kicking the currency reinstatement down the road, albeit with shiny new cans.

Millionday: I UNDERSTAND WHAT YOU ARE SAYING -- IN ORDER TO HAVE THE BONDS SOLD ON THE STOCK MARKET -- THIS WOULD ENTER THE STOCK MARKET NATURALLY TO THE CURRENCY MARKET DUE TO THE GLOBAL/INTERNATIONAL MARKET THAT IT WOULD CREATE

RML: Yes, exactly...

Millionday: AS A RESULT OF ALL OF THIS ACTIVITY THEY WOULD NEED A TRADABLE CURRENCY AS WELL AT WHATEVER PRICE THE GLOBAL PRICING INDEX CALCULATES ---IT IS ALL TOGETHER

Dr Dave: Have they not been talking about issuing these bonds for the last 6 months or more?

Millionday: YES -- THEY ARE MISSING ONE OF THE CREDIT RATINGS AT THIS POINT ACCORDING TO THIS REPORT

Millionday: THE THING IS THAT -- THESE ARE GLOBAL/INTERNATIONAL BONDS -- THEY REQUIRE THE MOVE TO A TRADABLE CURRENCY

Papatom: they have to have a tradable currency to offer them...even if they aren't denominated in dinar...i believe...
Papatom: they are not in the system if they are not tradable

Millionday: SOME SAY THAT THEY DO NOT ---- DUE TO THE TIMELINE OF 5 YEARS --- BUT WITH THE CREDIT RATING ETC THAT HAS TO BE DONE -- FOR INSTANCE -- THE STOCK MARKET WILL CARRY THEM ---(GLOBAL/INTERNATIONAL BONDS) --- THIS WOULD HAVE TO ALL WORK TOGETHER

Papatom: but you can't have an international credit rating...if you aren't international

Millionday: I HAVE TO SAY REMEMBER THAT THIS TOOK THE WORLD EXPERTS SO FOR US TO KNOW THE ENTIRE SYSTEM -- IT IS NOT POSSIBLE

Papatom: right

Millionday: THEY ARE REPORTING THEY ONLY NEED ONE MORE CREDIT RATING BUT THERE ARE THREE --

Millionday: SO AS WE SEE -- EVERYTHING WORKS TOGETHER LIKE SOME LARGE ECONOMIC PROGRAM OR EVENT

TONYV: Do you believe we are still waiting on any laws before an RV can happen?

Millionday: I DO BELIEVE THAT SOME OF THE COMMERCE LAWS AND INTERNATIONAL LAWS ARE NEEDED BUT THEY HAVE MADE IT SO CONFUSING WITH WHAT IS DONE AND WHAT IS BEING DONE OR EVEN WHAT IS IN A BASKET -- ON THE SHELF OR UNDER THE BED THAT IT HAS BECOME VERY HARD TO FOLLOW THE ECONOMIC LAWS

TONYV: Thanks MD. I thought we might hear the CBI say parliament needs to pass laws if they were needed.

Millionday: THEY HAVE NOT REPORTED SOME OF THE LAWS THAT ARE OBVIOUSLY DONE -- AND STATE THAT THE ERBIL AGREEMENT IS ACTIVATED BUT SOME OF THE HCL IS STILL BEING AGREED UPON ? -- IT IS RIDICULAS

RML: Guessing: would their bonds be rated like junk bonds until their currency is convertible?

Millionday: I THINK THAT IS EXACTLY WHAT THEY ARE TRYING TO AVOID

.VIP.clay Millionday: didnt the kurds just get paid

Millionday: BACK PAY I BELIEVE CLAY BUT THE MONEY ARRIVED SO LOOKING FOR IT DONE

Lulupulu: ...What about the amnesty ?... Is it signed , sealed and delivered ?.. Like done ?...

Millionday: THE AMNESTY WAS REPORTED TO BE VOTED ON AND THEN AS ONE OF THE LAWS I WAS REFERRING TO -- WE SEE ACTION THAT WOULD COME FROM THE AMNESTY DONE -- WITH NO ANNOUNCEMENT OF IT DONE AFTER SO MUCH NEWS OF THE KURDS DEMANDING IT DONE AND REFUSING TO MOVE WITHOUT IT

Papatom: we should remember that that report from zabari.....clearly said.... we are CONSIDERING....... not we have decided to ...... it's a big difference....

Millionday: GOOD POINT -- SMILE

forestnr4: The CBI gave the green light to remove the 3 zero's, so would that indicate that certain laws are not that critical to have prior to the removal of the zero's??

Millionday: IT WOULD TELL ME THAT THEY ARE HAPPY WITH THE TIMELINE FOR THEM TO FINISH LAWS ON THE TABLE - REMEMBER WE SAW THAT A COUPLE OF THEM -- WERE NOT PERMITTED TO BEING IN A POLITICAL DISAGREEMENT (CANT REMEMBER EXACT WORDING)

Millionday: WE HAVE THE ECONOMIC CONFERENCE AND WE HAVE THE COMMITTEES WORKING TO GET LAWS READY FOR PARLIAMENT ON SATURDAY

Millionday: HOWEVER - ALSO REMEMBER THAT THEY STATE THEY ARE NOT MEETING (PARL) AND THEN ANNOUNCE WHAT THEY FINISHED -- LOL

faith1: is "the monies" that :arrived: being distributed ??

Millionday: I HAVE NOT READ THAT YET -- JUST THAT THEY ARRIVED --- IM LOOKING AND THAT DOESNT SAY IT IS NOT DONE -- I JUST HAVENT SEEN IT YET
Millionday: I MAY HAVE IT
==================================

Millionday: Detection national coalition, on Wednesday, expressed its intention to hold an international conference on Iraq, as shown that the conference will be held in the coming weeks

Millionday: A member of the Coalition MP Hassan told Chuird / information /, "The national working to convene an international conference on Iraq, with the participation of a large number of countries, in order to promote a new strategy for the region and the development of international cooperation among the participating countries the conference."

Millionday: NOTE -- ABADI IS EXPECTED TO MEET WITH OBAMA ACCORDING TO NEWS REPORTS ON THE 15TH OF APRIL

Millionday: Chuird and pointed out that "countries that will participate in the conference are, Iran, Turkey, the United States of America, and the Gulf States, and some Arab countries," pointing out that "this subject met with acceptance in principle of most of the countries."

Millionday: NOTE -- THIS IS NOT JUST ABOUT THE MILITARY ACTION

Millionday: >>>>>>>>>
He added that "the most important topics that will be raised during the conference, is the security themes that belong to the world and the region, in addition to the economic hubs out of the crises experienced by the states," likely "Another conference held this in the coming weeks."

Millionday: SO AS WE SEE -- THEY ALSO ARE GOING TO BE ADDRESSING THE ECONOMIC HUBS OUT OF THE CRISIS --

Millionday: A HUGE PROBLEM HAS BEEN THEM IN CRISIS ACCORDING TO REPORTS

GaryL: COULD THIS BE PART OF THE RECONCILIATION MEETING?
GaryL: NATIONAL RECONCILIATION

Millionday: YES THIS COULD
Millionday: IT IS NOT STATING THAT IT IS BUT ALSO NOT WHERE IT IS

.VIP.clay Millionday: what is that National reconciliation meeting

Millionday: IT IS THE ADDRESS OF THE NATIONAL RECONCILIATION DOCUMENT AS IT WILL BE PRESENTED TO THE GLOBAL ENTITIES THAT ATTEND -- IT IS A WRITTEN DOCUMENT OF THE NEW IRAQ AND THE SIGNATURES THAT HAVE BEEN GIVEN IN AGREEMENT FOR PEACE AND PLANS ACCORDING TO WHERE IRAQ`S FUTURE LIES

Millionday: THE DOCUMENT IS ON -LINE -- I HAVE SEEN IT AND IT IS LONG PDF FILE IF YOU WANT TO PULL IT -- I DONT HAVE IT UP RIGHT NOW
Millionday: LOOOOOOOOOOOOOOOOONGGGGGG I SHOULD SAY
Millionday: LOL
=======================================

Millionday: NOTE -- NOTICE THE GROUP AND WHERE THEY ARE

Millionday: Revealed Reconciliation Commission and the Justice and Accountability in Parliament, on Wednesday, the existence of two different two draft of the law of accountability and justice to the House of Representatives, demanding an investigation into this matter.

Millionday: NOTE -- OH GOOD GRIEF -- WE COULDNT GET ONE LAW BEFORE AND NOW THEY HAVE TWO? I HOPE WE ALL DONT GO BALD

Millionday: Committee Chairman Hisham al-Suhail, told / information /, "The Commission has two different laws from each other, first arrived from the State Council, and raised to the Presidency of the Council of Representatives, while surprise us with one another, as we have found is quite different from the first.

Papatom: which law IS this?

Millionday: ACCOUNTABLITY AND JUSTICE

Millionday: Suhail added that "there circumvent the law and there are hidden hands working on this law, we do not know the goals behind this fraud," and urged "prime minister and the House of Representatives for an investigation on the subject to know the cause of this mess and stand on goals from behind.

Referred to the cabinet voted on Tuesday (February 3, 2015), the draft law of accountability, justice and ban 20 party Bat.

Millionday: THE THING IS THIS --- THE MINISTERS HAVE A NEW SYSTEM THAT IS ALL THEY DO AND PASS ETC -- THE ?? IS IF THE SYSTEM WAS SET UP BEFORE THIS WAS DONE BY MISTAKE -- THEY WILL BE ABLE TO LOOK UP THROUGH THE E-GOV SYSTEM WHICH LAW WAS VOTED THROUGH

Millionday: IT IS A DATA ENTRY SYSTEM I MEANT TO SAY ON ALL THEY WORK ON ETC -- SO IF THIS WAS ENTERED THEY WILL JUST COMPARE AND MOVE ON -- WITH AN INVESTIGATION ON-GOING BUT NOT EFFECTING TIME-WISE FOR THEM -- BUT YES AS REPORTED THIS IS A MESS
===========================================

Millionday: Federal and local governments held a crucial meeting early next April in order to put the amendments proposed by the ministries and provincial councils on the Law on 21.
Federal and local governments are facing pressure to get rid of a remarkable legal ceilings pressure, especially after the claim ministries to amend the legislation to about 20 before starting to decentralization.
And passed the House of Representatives, in its previous session, the second amendment to the provincial law No. 21 of 2008.

Millionday: NOTE -- THE GOV IS SURPRISINGLY TRYING TO GET OUT OF LAW #21
Millionday: NOTE -- HERE IS THE REASON FOR THE SHOCK

Millionday: The law gives the oil-producing provinces five dollars and one dollar allowance for each barrel is extracted, and gives them the right to act on a large part of the border outlets revenue. It also provides law to withdraw most of the service ministries and the powers granted to local governments.
The prime minister Haider al-Abadi, decided earlier this year to withdraw the appeal made by the Maliki government, Law No. 21. The student ministries and local governments submit proposals to be included in the second amendment to the law.

Millionday: LOL

Millionday: NOTE -- ACTUALLY THEY ARE TAKING OUT THE EFFECTS OF MALIKI OR WORKING ON IT ACCORDING TO REPORTS ---

Millionday: A government adviser, told the "long", that "the Coordinating Committee of the provinces of non-performing province, will hold its next meeting early next April in the city of Karbala to discuss the observations and the amendments made by the relevant ministries on the second amendment to the Law No. (21) for the provincial councils," noting that " The meeting chaired by the Prime Minister in the presence of the concerned ministries and local governments of the provinces.

Millionday: NOTE -- THEY WILL MEET TO GO OVER ALL INPUT FROM RELEVANT

Millionday: The Minister of State for Provincial Affairs and Parliament Ahmed al-Jubouri said the "long" to provide 8 Ministries suggestions on the law of the provinces, calling for the postponement of granting powers to local governments until 2017 and calls for the ministries need to edit some 20 legislation before placing Act 21 into force.
He added the government official, who preferred anonymity, that "the Coordinating Committee met last time in the month of December last and addressed the issue of the transfer of powers to the central and local governments in the legal timings.

Millionday: NOTE -- VERY INTERESTING THEY ARE ASKING TO HOLD POWER FOR -- TWO YEARS --

Millionday: The attention of the source that "there is an administrative authority is being transferred from the relevant ministries to local governments and some require a period of six months and require the intervention of other legislative amendment includes twenty legally.

Millionday: NOTE -- THE ADMINISTRATIVE AUTHORITY NEEDS TO BE SECURED DUE TO THE REFORMS AND THE NEED TO HAVE ALL CONTROL --

Millionday: NOTE -- MORE LAWS FROM THE SHELF BEING ADDRESSED >>>>>
Among the laws that demanded the ministries concerned modify the Civil Service Act No. 24 of 1962 amended, and the law of the angel No. 25 of 1960 amended, and the Uniform Code of retirement No. 9 in 2014, and the law of the discipline of state employees and the public sector, and the law of the state employees' salaries, and the law of the development of administrative formations, and the law of the sale and rental of state funds.

Millionday: NOTE -- THE LAW OF THE ANGEL?

Millionday: NOTE -- THEY ARE ASKING TO HOLD THE TRANFER OF POWERS TO AUGUST -- VERY INTERESTING

Millionday: NOTE -- THEY WILL INCLUDE A LAW ABOUT THE TIMING OF THE LAW --

Millionday: Turn Messenger Radi explains, a member of the Parliamentary Committee of the Regions and the provinces, that "Law No. (21) the rate is not allowed to waive the legal period for the transfer of powers to local governments.

He adds Radi, in a statement to the "long", that "the Committee of the Regions formed a small committee to attend meetings of the Coordinating Committee, which will meet in Karbala next month to discuss the subject of modification or transfer of powers to local governments.

Millionday: In turn confirms Mohamed Osman, the other member of the Committee of the Regions, said that "all work on activating the principle of decentralization through the application of Law No. (21) and the transfer of powers to local governments in the month of August next."

Attention Othman, told the "long", that "federal systems provide services to citizens more than central systems and therefore the relevant ministries must comply with Law No. 21 as amended in 2013".

Millionday: SO THIS IS ALSO ABOUT THE BENEFITS TO THE CITIZENS AND WHO MAKES THE DECISIONS THAT EFFECT THESE NEW PROGRAMS ---- THEY DO NOT WANT TO GIVE POWER UP FOR THEM AT THE BEGINNING -- WHICH MAKES SENSE DUE TO THE CITIZEN DEMAND FOR RELIEF

Millionday: WHAT I FIND INTERESTING IS THE TIMELINE OF HOW LONG THEY WANT TO HOLD ON TO THAT POWER --- IT CAUSES ME TO ASK THE ?? -- WHY AUGUST ?

faith1: same ? as you... why August , what does that mean... the people (because they are so demanding) will also wait to August ?

Millionday: THE THING IS THIS --- THIS IS NOT SAYING THAT THE BENEFITS ARE BEING HELD UP -- THIS IS SAYING THAT THE FEDERAL GOV WANTS TO KEEP THE POWERS OF THE DISTRIBUTION /CHANGES/RULES/ETC UNTIL AUGUST -- WHICH I FIND NOT A BAD IDEA BECAUSE IT WILL ADD TO THE CONSISTANCY THAT CITIZENS WILL NEED WHEN ALL OF THESE BENEFITS ARE ISSUED FOR THEM ----

VIP.clay Millionday: so no rv b4 August 

Millionday: THE FEDERAL GOV IS ASKING TO HOLD ON TO THESE POWERS UNTIL AUGUST AND I SEE NO CONNECTION TO THE TWO

Papatom: holding power till August doesn't really mean anything about when all this starts.... even if they hold on to power, the money can be distributed to the citizens....but the transfer of power can be delayed till August to make sure everything else goes as to plan.... I see the report, and wonder if we are not reading something into it more than it says???? the law is going to work no matter what the value of the dinar is....the law doesn't need a rate, it needs a quantity which can be in %s.

MILLIONDAY GOT KICKED AND CRASHED SO WILL SEE YA AT NEWSTIME 7:30 PM EST
by RoyBoy
on Wed Mar 25, 2015 7:54 pm
 
Search in: GURU FICTION & PREDICTION DAILY
Topic: Millionday Roundtable 3/25/15
Replies: 0
Views: 908

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